How to Say “Unpaid Balance” in Spanish

saldo pendiente
/saldo pendjente/from spelling rules
The English phrase 'unpaid balance' is translated into Spanish as saldo pendiente.
saldo pendiente is a phrase used to describe the amount of money that is still owed on an account. It is commonly used in banking, billing and formal accounting contexts.

What does it mean word for word?

The phrase is composed of saldo (balance) and pendiente (pending/outstanding).

Is it said differently in some regions?

In Spain, saldo pendiente is universally accepted in both formal and informal contexts. In Argentina and Uruguay, saldo impago may replace saldo pendiente in formal contexts.

How does it change in a sentence?

To make the phrase plural, both the noun and the adjective must be pluralized.

Did you know?

  • The word pendiente is used for both an unpaid balance and a physical earring. In Spanish, an earring is literally a 'something that hangs'.
  • In some contexts, saldo can refer to a 'bargain' or a discounted sale of remaining stock, rather than a bank balance.
  • In Spanish, you can use pendiente to describe a steep hill or slope, as the word fundamentally relates to the act of hanging or leaning.

Examples in context

  • Sr. Rodríguez, lamentamos informarle que su saldo pendiente es de $500.
    Mr. Rodríguez, we regret to inform you that your unpaid balance is $500.
  • Le recordamos que la cuenta no saldada puede generar intereses adicionales.
    We remind you that the unpaid balance may generate additional interest.
  • Oye, no te olvides de que tienes una cuenta sin pagar en el restaurante.
    Hey, don't forget you have an unpaid bill at the restaurant.
  • El saldo impago de mi amigo en el gimnasio aún no ha sido solucionado.
    My friend's unpaid balance at the gym hasn't been resolved yet.
  • Su saldo pendiente es de cincuenta dólares.
    Your unpaid balance is fifty dollars.
  • Su saldo pendiente es de cincuenta euros.
    Your unpaid balance is fifty euros.
  • ¿Puede decirme cuál es mi saldo pendiente?
    Can you tell me what my unpaid balance is?
  • Tiene un saldo pendiente en su cuenta bancaria.
    You have an unpaid balance in your bank account.

Example conversation

Elena calls a customer service agent to check her bill.

  1. Elena

    Hola, quiero saber mi saldo pendiente.
    Hello, I want to know my unpaid balance.
  2. Daniel

    Claro, Elena, su saldo pendiente es de veinte euros.
    Of course, Elena, your unpaid balance is twenty euros.
  3. Elena

    Gracias, Daniel, lo pagaré hoy mismo.
    Thank you, Daniel, I will pay it today.
  4. Daniel

    De nada, que tenga un buen día.
    You're welcome, have a good day.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
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Penelope Kaitlyn
Penelope KaitlynHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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