Ways to say it
| Portuguese | IPA | Note |
|---|---|---|
| conta de poupança | /ˈkõ.tɐ d͡ʒi po(w)ˈpɐ̃.sɐ/ (Brazil, word by word) | |
| conta-poupança | ||
| poupança | /po(w)ˈpɐ̃.sɐ/ (Brazil) /po(w)ˈpɐ̃.sɐ/ (Portugal) |
Brazil, feminine |
A conta de poupança refers to a bank account that yields better interest than a standard conta corrente (current account).
Which one should you use?
The standard and most common way to express this is conta de poupança. In contrast, a conta corrente is used for daily transactions. You may also see the form conta-poupança used.
Is it said differently in some regions?
In Brazil, the single word poupança is frequently used as a shorthand for conta de poupança. Additionally, the term caderneta de poupança is used in Brazil to refer to a savings account.
How does it change in a sentence?
Because poupança is a feminine noun, you must use the feminine indefinite article uma when referring to a single savings account (e.g., uma poupança).
How do you pronounce it?
/ˈkõ.tɐ dʒi po(w)ˈpɐ̃.sɐ/. The word has 4 syllables and the stress is on the 1st syllable.
Did you know?
- The Brazilian term caderneta de poupança literally means 'savings notebook'. This reflects a time when banks issued physical booklets to track deposits and interest instead of digital statements.
- The word poupança comes from the verb poupar, which does not only mean 'to save money' but also 'to spare' or 'to save' someone from a hardship.
- The word conta comes from the verb contar, which means both 'to count' and 'to tell a story' in Portuguese.
Examples in context
- Gostaria de abrir uma poupança.I'd like to open a savings account.This sentence shows how to express the desire to open a poupança.Tatoeba #1396717 by alexmarcelo, translation #324791 by CK
- Por que não abre uma conta poupança?Why don't you open a savings account?This sentence is a suggestion to open a poupança.Tatoeba #9997162 by bill, translation #1866994 by CK
- Eu tenho muito dinheiro na minha conta poupança.I have a lot of money in my savings account.This sentence describes having money within a poupança.Tatoeba #7534188 by Ricardo14, translation #262107 by CK
- Vocês oferecem conta de poupança aqui?Do you offer a savings account here?
- Eu tenho uma poupança no banco.I have a savings account at the bank.
- Quero abrir uma conta de poupança no seu banco.I want to open a savings account in your bank.
- Qual a taxa de juros para a poupança?What is the interest rate for the savings account?
- Minha tia sempre guarda dinheiro na conta poupança.My aunt always saves money in a savings account.
Example conversation
Rodrigo and Camila are discussing their finances at a cafe.
- RodrigoCamila, você usa conta de poupança para o seu dinheiro?Camila, do you use a savings account for your money?
- CamilaSim, eu prefiro a conta de poupança por causa dos juros.Yes, I prefer the savings account because of the interest.
- RodrigoÉ uma boa ideia, eu também pretendo abrir uma.It's a good idea, I also intend to open one.
- CamilaVocê deve fazer isso para o seu futuro.You should do that for your future.
Sources
- Wiktionary, “savings account” translations and entries poupança, CC BY-SA 4.0, dump of 2026-09-26.
- IPA marked “word by word” joins the Wiktionary pronunciations of each word (conta, de, poupança) and can differ in connected speech.
- Word origins: Wiktionary entries conta, de, poupança, CC BY-SA 4.0.
- Example sentences: Tatoeba CC BY 2.0 FR.
