Ways to say it
| Spanish | IPA | Note |
|---|---|---|
| cuenta de ahorros | /kwenta de aoros/ (from spelling rules) | feminine |
| cuenta ahorrativa | /kwenta aoratiba/ (from spelling rules) | feminine |
A cuenta de ahorros is a type of bank account designed to yield better interest than a standard cuenta corriente, which is a current or checking account used for daily transactions.
What does it mean word for word?
The phrase cuenta de ahorros literally translates to 'account of savings'.
Which one should you use?
While a cuenta de ahorros is used for accumulating interest, a cuenta corriente is a standard checking or current account used for daily transactions.
Is it said differently in some regions?
In Mexico, the informal term cuenta de guardadito is used. In some Latin American countries, particularly Mexico and the Dominican Republic, the term Tanda de Ahorro is used to refer to a group savings account where members contribute periodically.
How does it change in a sentence?
The word cuenta is a feminine noun, so you must use the feminine indefinite article una (as in una cuenta de ahorros) instead of the masculine un. To make the phrase plural, change cuenta to cuentas to get cuentas de ahorros.
Did you know?
- The word cuenta can also refer to a small bead on a necklace, stemming from the same historical idea of counting individual items on a string.
- While 'savings' usually implies a passive accumulation, the word ahorros comes from the verb ahorrar, which historically meant 'to shorten' or 'to cut'. This implies that saving money is literally the act of 'cutting' your expenses.
- The word cuenta comes from the verb contar, which means both 'to count' and 'to tell a story'. This reflects the historical link between keeping a financial tally and narrating a series of events.
Examples in context
- Crea una cuenta de ahorros.Create a savings account.This sentence is useful for practicing the command to create a cuenta de ahorros.Tatoeba #11967728 by Eremon, translation #10856329 by Amastan
- Tengo una cuenta de ahorros.I have a savings account.This sentence is useful for stating that you possess a cuenta de ahorros.Tatoeba #11967769 by Eremon, translation #5745151 by CM
- Ella abrió una cuenta de ahorros.She opened a savings account.This sentence is useful for describing the action of opening a cuenta de ahorros.Tatoeba #11967765 by Eremon, translation #4624383 by agotaanna
- Necesito abrir una cuenta de ahorro en el banco.I need to open a savings account in the bank.
- Quiero transferir dinero de mi cuenta corriente a mi cuenta de ahorros.I want to transfer money from my checking account to my savings account.
- Tengo un dinerito extra que voy a guardar en mi cuenta de ahorritos.I have a little extra money that I am going to keep in my little savings account.
- 8 more sentences on Tatoeba
Example conversation
María and Alejandro are discussing their financial goals.
- MaríaQuiero poner mi dinero en una cuenta de ahorros.I want to put my money in a savings account.
- AlejandroEs una buena idea para ganar intereses.It is a good idea to earn interest.
- María¿Tu cuenta de ahorros es de este banco?Is your savings account from this bank?
- AlejandroSí, María, abrí mi cuenta aquí el año pasado.Yes, María, I opened my account here last year.
Sources
- Wiktionary, “savings account” translations, CC BY-SA 4.0, dump of 2026-09-26.
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Example sentences: Tatoeba CC BY 2.0 FR.
