How to Say “Savings Account” in Italian

conto di risparmio
/ˈkon.to di risˈpar.mjo/word by wordmasculine
The English phrase "savings account" is conto di risparmio in Italian. Wiktionary also lists libretto di risparmio.
Meaning: account that yields a better interest than a current account (noun)

Ways to say it

“savings account” in Italian
Italian IPA Note
conto di risparmio /ˈkon.to di risˈpar.mjo/ (word by word) masculine
libretto di risparmio masculine

A conto di risparmio is a noun used to describe a bank account that yields a better interest than a current account.

Which one should you use?

While conto di risparmio is the general term for a savings account, libretto di risparmio specifically refers to a traditional savings book or passbook often used in older banking systems.

How does it change in a sentence?

To express the plural "savings accounts", change the noun to conti di risparmio, as only the word conto changes to its plural form conti.

How do you pronounce it?

The word has 4 syllables and the stress is on the 1st syllable.

Did you know?

  • In Italy, many people open their first libretto di risparmio through the Poste Italiane rather than a commercial bank, as the post office serves as a primary financial hub for many families.
  • The word libretto is a diminutive of libro, meaning 'little book'. It refers to the physical passbook that was historically used to track savings before digital banking.
  • The word conto shares an unexpected history with the English word 'count', as both derive from the Latin 'computus' meaning a calculation.

Examples in context

  • Vorrei aprire un conto di risparmio.
    I'd like to open a savings account.
    This sentence is useful for expressing the desire to open a conto di risparmio.
    Tatoeba #2374965 by Guybrush88, translation #324791 by CK
  • Perché non apri un conto di risparmio?
    Why don't you open a savings account?
    This sentence is useful for suggesting that someone open a conto di risparmio.
    Tatoeba #8033186 by Guybrush88, translation #1866994 by CK
  • Ha attinto al suo conto di risparmio per coprire parte dei costi di riparazione.
    He tapped into his savings account to cover some of the repair costs.
    This sentence is useful for describing using funds from a conto di risparmio to cover costs.
    Tatoeba #13469580 by Nuel, translation #13469578 by Nuel
  • 3 more sentences on Tatoeba

Example conversation

Alessandro and Chiara are talking about managing their money at home.

  1. Alessandro

    Abbiamo molti soldi fermi sul conto corrente.
    We have a lot of money sitting idle in the current account.
  2. Chiara

    Perché non apri un conto di risparmio?
    Why don't you open a savings account?
  3. Alessandro

    Sì, sarebbe meglio per ottenere più interessi.
    Yes, it would be better to get more interest.
  4. Chiara

    Hai ragione, è una mossa intelligente.
    You're right, it's a smart move.

Sources

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Brady Jose
Brady JoseHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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