estado de cuenta de liquidación
/estado de kwenta de likidaθjon/from spelling rules
The English phrase payoff statement is translated into Spanish as estado de cuenta de liquidación.
This term is used in banking and finance to request the exact amount required to close a debt or loan entirely.
What does it mean word for word?
The phrase is composed of estado de cuenta (account statement) and de liquidación (of settlement or liquidation).
Which one should you use?
You may encounter other formal variations such as Estado de Liquidación (statement of liquidation) or Informe de Saldos Pendientes (report of outstanding balances).
Did you know?
- The word estado in estado de cuenta comes from the Latin word for 'standing' and originally referred to a unit of length based on the height of a grown man.
- The word cuenta is a deverbal form of contar, which means both 'to count' and 'to tell a story'.
- If you see a sign in a shop window that says liquidación, it does not mean a bank is settling a debt, but rather that the store is having a clearance sale.
Examples in context
- ¿Puede proporcionarme el estado de liquidación de mi préstamo?Can you provide me with the payoff statement for my loan?
- Voy a solicitar un estado de pago y te lo enviaré para que sepas los detalles.I will request a payoff statement and send it to you, so you know the details.
- Necesito el estado de cuenta de liquidación para cerrar la cuenta.I need the payoff statement to close the account.
- ¿Puede enviarme el estado de cuenta de liquidación por correo?Can you send me the payoff statement by mail?
- El estado de cuenta de liquidación muestra el saldo final.The payoff statement shows the final balance.
Example conversation
Lucía is calling the bank to ask about her loan.
- JavierHola, soy Javier, del departamento de préstamos.Hello, I am Javier, from the loan department.
- LucíaHola, necesito un estado de cuenta de liquidación, por favor.Hello, I need a payoff statement, please.
- JavierClaro, Lucía, lo prepararé ahora mismo.Of course, Lucía, I will prepare it right now.
- LucíaMuchas gracias por su ayuda.Thank you very much for your help.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries cuenta, de, estado, liquidación, CC BY-SA 4.0.
