Guide: How to Say “Millionaire” – Formal and Informal Ways

Welcome to our comprehensive guide on how to say “millionaire” in various contexts! Whether you want to impress someone with your linguistic skills or simply want to expand your vocabulary, we’ve got you covered. In this guide, we’ll explore the formal and informal ways to say “millionaire,” offering tips, examples, and even discussing regional variations if necessary. So let’s dive in!

Formal Ways to Say “Millionaire”

When it comes to formal language, expressing the concept of a millionaire can vary depending on the context and culture. Here are a few ways you can convey this notion:

  1. Wealthy Individual: One of the common formal ways to say “millionaire” is by referring to the person as a “wealthy individual.” This term emphasizes their financial status while maintaining a neutral and polite tone. Example: “John is a wealthy individual with a net worth exceeding one million dollars.”
  2. High-net-worth Individual (HNWI): In more professional or business-oriented settings, you can use the term “high-net-worth individual” to describe a millionaire. This expression is often employed by financial institutions and official reports. Example: “Our private banking services cater to high-net-worth individuals.”
  3. Affluent: Another formal term you can use to describe a millionaire is “affluent.” This word suggests a person who is financially well-off or even prosperous. Example: “The event was attended by many affluent individuals, including several prominent millionaires.”

Informal Ways to Say “Millionaire”

Switching to a more casual and informal register, here are some expressions frequently used to describe millionaires in everyday conversations:

  1. Rich: The term “rich” is widely used to describe someone with substantial wealth. It is a simple and straightforward way to refer to a millionaire informally. Example: “James is so rich! He owns multiple luxurious properties.”
  2. Loaded: In informal contexts, “loaded” is a colloquial term synonymous with being rich or having a lot of money. Example: “Emily’s family is loaded; they can afford anything they desire.”
  3. Filthy Rich: Although not particularly polite, the phrase “filthy rich” is frequently employed in informal conversations to convey a sense of extreme wealth. Example: “The movie star’s latest mansion purchase proves he’s filthy rich.”

Regional Variations

While the formal and informal ways mentioned before are quite universal, regional variations might exist based on dialects or cultural nuances. Let’s explore a few examples:

British English:

In British English, the term “millionaire” may also be referred to as:

  • Multi-millionaire: This emphasizes the possession of several million units of currency.
  • Zillionaire: A more light-hearted expression indicating extreme wealth.

Australian English:

In Australian English, these terms may be used:

  • Mega-rich: A slang term to describe someone with an enormous amount of wealth.

Remember, regional variations can be abundantly diverse, so the above examples should be used with caution, acknowledging that linguistic functionality may differ across countries and regions.


Congratulations! You have now expanded your vocabulary and learned various formal and informal ways to say “millionaire.” From using terms like “wealthy individual” in formal contexts to embracing casual expressions like “filthy rich” in more relaxed conversations, you are well-equipped to impress and communicate effectively with others. Remember to consider regional variations, especially when encountering specific dialects or cultural nuances. Have fun incorporating these new expressions into your everyday language!

Written by Dean Travis

Hey there! I'm Dean, a well-rounded blogger and guide-author with a knack for languages and communication. My passion for exploring different cultures, languages, and ways of expressing thoughts is evident in the comprehensive guides I write. My work ranges from detailed tutorials on how to pronounce words in multiple languages to polite and etiquette-friendly expressions for various situations. Outside my hobby-turned-career, you'll usually find me immersing myself in a good book, cooking up a storm, or conversing in a foreign language just for fun!

Leave a Reply

Your email address will not be published. Required fields are marked *

Guide: How to Say “King Priam”

How to Say the Temperature in Italian: A Comprehensive Guide