How to Say “I Have No Money” in German

ich habe kein Geld
/ɪç ˈhaːbə kaɪ̯n ɡɛlt/word by word
The English phrase "I have no money" is translated into German as ich habe kein Geld.
This phrase is used to state that a person does not possess any financial resources.

Is it said differently in some regions?

In Bavaria, you can say I hob koa Geld, and in Saxony, you can say Isch hob kee Moneten.

How does it change in a sentence?

The verb habe is the first-person singular conjugation of haben (to have). When negating a noun like Geld (money), German uses kein instead of the word nicht.

How do you pronounce it?

/ɪç ˈhaːbə kaɪ̯n ɡɛlt/

What mistakes should you avoid?

Avoid saying ich habe nicht Geld. English speakers often mistakenly use nicht to negate a noun, but in German, kein is required to express "no [noun]".

When do people say it?

In colloquial settings, the word Kohle is often used as a slang term for money.

Did you know?

  • The word Geld shares its root with the Swedish word gäld, which refers to a debt.

Examples in context

  • Ich habe kein Geld in der Tasche.
    I have no money in my pocket.
    This sentence is useful for specifying the location of the money using ich habe kein Geld.
    Tatoeba #644530 by Manfredo, translation #285428 by CK
  • Ich habe kein Geld, um das Buch zu kaufen.
    I have no money to buy the book with.
    This sentence is useful for expressing a lack of funds for a specific purpose using ich habe kein Geld.
    Tatoeba #1778544 by Vortarulo, translation #254671 by CK
  • Ich habe kein Geld, um das Wörterbuch zu kaufen.
    I have no money to buy the dictionary.
    Tatoeba #12407935 by mayabe, translation #46938 by CK
  • Entschuldigen Sie, ich kann mir das nicht leisten. Ich habe kein Geld.
    Excuse me, I can't afford it. I have no money.
  • Leider kann ich Ihre Einladung nicht annehmen, da ich kein Geld habe.
    Unfortunately, I can't accept your invitation because I have no money.
  • 8 more sentences on Tatoeba

Example conversation

Two friends are discussing going out to a restaurant.

  1. Laura

    Wollen wir heute Abend essen gehen?
    Do you want to go out to eat tonight?
  2. Maximilian

    Tut mir leid, Laura, ich habe kein Geld.
    I am sorry, Laura, I have no money.
  3. Laura

    Das ist schade, Maximilian.
    That is a pity, Maximilian.
  4. Maximilian

    Vielleicht nächsten Monat.
    Maybe next month.

Sources

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Lois Gracie
Lois GracieHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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