cosignatario
/kosiɡnataɾjo/from spelling rules
The Spanish word for cosigner is cosignatario.
A cosigner is a person who accepts joint responsibility for a debt.
Meaning: person who accepts joint responsibility for a debt (noun)
Is it said differently in some regions?
In Latin America, the term garante is used particularly to imply someone who guarantees a debt or commitment.
How does it change in a sentence?
The noun is gendered. Use the feminine form cosignataria if the person is female. The plural form for a group of cosigners is cosignatarios.
How do you pronounce it?
/kosiɡnataɾjo/
Did you know?
- In many Spanish-speaking countries, the role of a garante is often filled by a family member due to a cultural emphasis on 'familismo', where family loyalty overrides individual financial risk.
- In Spain, the term avalista is frequently used for a cosigner. This word is derived from the concept of providing a 'vow' or 'support' for another person.
- The word garante can be used for more than just financial debts. In many cultures, it describes someone who 'vouches' for a person's moral character, such as when securing a rental agreement.
Examples in context
- Juan necesita un avalista para firmar el contrato de arrendamiento del apartamento.Juan needs a cosigner to sign the apartment lease agreement.
- Necesitamos un fiador para otorgarle el préstamo.We need a cosigner to grant him the loan.
- La entidad bancaria solicita un codeudor para aprobar el préstamo.The bank requires a cosigner to approve the loan.
- Si no puedo pagar el préstamo, mi hermano será mi aval.If I can't pay the loan, my brother will be my cosigner.
- El banco requiere un cosignatario para este contrato.The bank requires a cosigner for this contract.
Example conversation
Alejandro and Lucía are discussing a rental agreement for an apartment.
- AlejandroEl dueño pide que alguien más sea el cosignatario.The landlord asks for someone else to be the cosigner.
- LucíaNo tengo a nadie que pueda ayudarme con eso.I don't have anyone who can help me with that.
- AlejandroYo puedo ser tu cosignatario si quieres, Lucía.I can be your cosigner if you want, Lucía.
- Lucía¡Muchas gracias, Alejandro! Eso sería genial.Thank you so much, Alejandro! That would be great.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
