cosignatario
/kosiɡnataɾjo/from spelling rules
The English phrase 'co-signer' is translated into Spanish as cosignatario.
A co-signer refers to a person who signs a loan or lease to guarantee that the money will be paid if the borrower fails.
Which one should you use?
While cosignatario is a standard term, other words are used depending on the specific legal context or geographic location. For example, avalista is used in legal contexts, while codeudor is frequently heard in several Latin American countries like Colombia and Ecuador.
Is it said differently in some regions?
In Argentina and Uruguay, the term garante is used to mean co-signer.
How does it change in a sentence?
The term cosignatario is masculine. To refer to a female co-signer, use the feminine form cosignataria.
How do you pronounce it?
/kosiɡnataɾjo/
Did you know?
- The word aval is used in Spanish politics to describe a 'backing' or 'endorsement' of a candidate, mirroring the financial meaning of a co-signer.
- If you are a fiador in a rental contract, you might be 'solidariamente responsable', meaning the landlord can sue you directly without even trying to collect from the tenant first.
- In some Latin American countries, a co-signer might be required to provide a 'garantía propietaria', which means pledging a physical property as collateral alongside their signature.
Examples in context
- Juan necesitaba un fiador para alquilar el departamentoJuan needed a co-signer to rent the apartment
- La empresa requiere un avalista para otorgar el préstamoThe company requires a co-signer to grant the loan
- El banco exige un codeudor para aprobar el créditoThe bank requires a co-signer to approve the credit
- Necesito un aval para alquilar el apartamentoI need a co-signer to rent the apartment
- María no pudo obtener el préstamo sin un fiadorMaria couldn't secure the loan without a co-signer.
- La universidad exige un avalista para los estudiantes internacionalesThe university requires a co-signer for international students.
Example conversation
Daniel and Sofía are discussing the requirements for a new bank loan.
- DanielEl banco dice que mi crédito es insuficiente.The bank says my credit is insufficient.
- SofíaEntonces necesitarás un cosignatario para el crédito.Then you will need a co-signer for the credit.
- DanielNo conozco a nadie que quiera hacer eso.I don't know anyone who would want to do that.
- SofíaPuedo ser tu cosignatario si quieres, Daniel.I can be your co-signer if you want, Daniel.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
