How to Say “Uninsured Motorist” in Spanish

conductor no asegurado
/konduɡtoɾ no aseɡuɾado/from spelling rules
The English phrase "uninsured motorist" is translated into Spanish as conductor no asegurado.
This phrase refers to a driver who does not have insurance coverage for their vehicle. You can also use automovilista no asegurado to specifically mean a motorist who is uninsured.

What does it mean word for word?

The phrase conductor no asegurado is built from conductor (driver), no (not) and asegurado (insured).

Which one should you use?

While conductor no asegurado is the default, you can be more explicit by using conductor sin póliza de seguro or conductor sin seguro de automóvil.

Is it said differently in some regions?

In Spain, the term can be expressed as conductor sin seguro obligatorio.

How does it change in a sentence?

The forms must change to match the gender and number of the driver. If the driver is female, use conductora no asegurada. To refer to multiple uninsured motorists in the plural, use conductores no asegurados.

How do you pronounce it?

/konduɡtoɾ no aseɡuɾado/

Did you know?

  • In some Latin American countries, you may hear the word piloto used colloquially for a driver, though it is rarely used for an 'uninsured motorist' in a formal report.
  • The word conductor is a cognate with the English 'conductor', but in Spanish it applies to anyone driving a car, bus or truck.
  • In many Spanish-speaking countries, if you want to sound more formal or legalistic, you might refer to the person as a sujeto (subject) rather than just a conductor.

Examples in context

  • La policía detuvo a un conductor sin seguro después del accidente.
    The police stopped an uninsured driver after the accident.
  • Mi auto sufrió daños en un accidente con un conductor sin póliza de seguro.
    My car sustained damage in an accident with an uninsured motorist.
  • Los daños a mi vehículo fueron causados por un conductor sin seguro de automóvil.
    The damages to my vehicle were caused by an uninsured motorist.
  • El accidente fue provocado por un conductor sin seguro obligatorio.
    The accident was caused by an uninsured motorist.
  • El conductor no asegurado causó el accidente.
    The uninsured motorist caused the accident.
  • Tengo cobertura contra un conductor no asegurado.
    I have coverage against an uninsured motorist.
  • Fue un choque con un conductor no asegurado.
    It was a collision with an uninsured motorist.

Example conversation

Daniel and Lucía are discussing a car accident over the phone.

  1. Daniel

    ¿Estás bien después del choque?
    Are you okay after the crash?
  2. Lucía

    Sí, pero el otro era un conductor no asegurado.
    Yes, but the other person was an uninsured motorist.
  3. Daniel

    Eso es un problema muy grave.
    That is a very serious problem.
  4. Lucía

    Sí, voy a llamar a mi seguro ahora.
    Yes, I am going to call my insurance now.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
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Luke Clifford
Luke CliffordHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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