How to Say “Insurance Claim” in Spanish

reclamo de seguro
/reklamo de seɡuɾo/from spelling rules
The English phrase 'insurance claim' is translated into Spanish as reclamo de seguro.
This phrase refers to a formal request made to an insurance company for payment based on the specific terms of an insurance policy. To express the action of filing a claim, the standard verb phrase is presentar un reclamo de seguro.

Which one should you use?

While reclamo de seguro refers to the formal request for payment, the technical term siniestro is used by insurance companies to refer to the actual accident, loss or event that triggers the claim.

How does it change in a sentence?

To form the plural 'insurance claims', only the noun is pluralized to reclamos de seguro, while the prepositional phrase de seguro remains unchanged.

Did you know?

  • The word reclamo can also refer to a decoy or a call used by hunters to attract birds.
  • While reclamo de seguro is the request, the industry term siniestro literally translates to 'sinister' or 'disastrous'.
  • The term reclamo shares a deep linguistic root with the English word 'claim' and the Latin 'clāmō', which relates to shouting or calling out.

Examples in context

  • Por favor, envíe la documentación necesaria para procesar la reclamación de seguro.
    Please send the required documentation to process the insurance claim.
  • La compañía de seguros necesita realizar una investigación antes de aprobar su reclamación.
    The insurance company needs to conduct an investigation before approving your claim.
  • Ayer tuve un accidente y ahora tengo que hacer un reclamo de seguro.
    Yesterday I had an accident, and now I have to make an insurance claim.
  • Tengo que presentar un reclamo de seguro.
    I have to file an insurance claim.
  • El reclamo de seguro fue aprobado ayer.
    The insurance claim was approved yesterday.

Example conversation

Daniel and María are discussing a car accident.

  1. Daniel

    María, ¿ya hiciste el reclamo de seguro?
    María, did you already make the insurance claim?
  2. María

    Todavía no, Daniel, estoy buscando los papeles.
    Not yet, Daniel, I am looking for the papers.
  3. Daniel

    Es importante enviarlo lo antes posible.
    It is important to send it as soon as possible.
  4. María

    Tienes razón, lo enviaré esta misma tarde.
    You are right, I will send it this afternoon.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries de, reclamo, seguro, CC BY-SA 4.0.
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Lloyd Russell
Lloyd RussellHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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