How to Say “Insurance Premium” in Spanish

prima de seguro
/pɾima de seɡuɾo/from spelling rules
The English phrase "insurance premium" is translated into Spanish as prima de seguro.
The phrase refers to the amount of money a person pays regularly to an insurance company for a policy.

What does it mean word for word?

The term is composed of prima, which means "premium" and seguro, which means "insurance".

How does it change in a sentence?

To express the plural form "insurance premiums", change the noun prima to its plural form primas, resulting in primas de seguro.

How do you pronounce it?

/pɾima de seɡuɾo/

Did you know?

  • In many Spanish-speaking contexts, the word prima can also refer to a 'cousin' (specifically a female cousin).
  • The word seguro comes from the Latin 'sēcūrus', which is a combination of 'sine' (without) and 'cura' (care/worry).
  • In some Spanish-speaking contexts, prima can refer to a bonus or a financial incentive beyond a standard insurance premium.

Examples in context

  • El cliente debe pagar la prima de seguro cada mes para mantener su cobertura.
    The client must pay the insurance premium every month to maintain their coverage.
  • La prima de seguro es muy alta este año.
    The insurance premium is very high this year.
  • La prima de seguro es muy alta este mes.
    The insurance premium is very high this month.
  • Debes revisar tu prima de seguro anual.
    You should check your annual insurance premium.
  • ¿Cuánto pagas por la prima de seguro del coche?
    How much do you pay for the car insurance premium?

Example conversation

Alejandro and Lucía are discussing their monthly bills.

  1. Alejandro

    Lucía, ¿ya pagaste la prima de seguro?
    Lucía, did you already pay the insurance premium?
  2. Lucía

    Sí, Alejandro, lo hice ayer.
    Yes, Alejandro, I did it yesterday.
  3. Alejandro

    Me parece que la prima de seguro subió.
    I think the insurance premium went up.
  4. Lucía

    Tienes razón, es más cara ahora.
    You are right, it is more expensive now.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries de, prima, seguro, CC BY-SA 4.0.
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Theresa Meredith
Theresa MeredithHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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