How to Say “Car Insurance” in Spanish

seguro de coche
/seɡuɾo de kot͡ʃe/from spelling rules
Car insurance in Spanish is seguro de coche.
This phrase refers to a contract where a company provides financial protection against loss or damage to a vehicle.

What does it mean word for word?

The phrase is composed of seguro (insurance) and de coche (of car).

Which one should you use?

Seguro de coche is the standard term used in Spain, whereas seguro de auto or seguro de carro are preferred in the Americas.

Is it said differently in some regions?

In Spain, you will commonly hear seguro para el coche or seguro del automóvil. In Latin America, many countries prefer seguro de auto because auto is more common than coche to refer to a car. In several Latin American countries, such as Mexico, Colombia or Venezuela, seguro de carro or seguro del carro is used, with the latter being used in certain Latin American countries, including Mexico and parts of Central America. Additionally, seguro de vehículos or seguro para vehículos is a variation used in some Latin American countries like Colombia and Venezuela. Finally, seguro automovilístico is commonly used in Latin America.

How do you pronounce it?

/seɡuɾo de kotʃe/

Did you know?

  • While seguro de coche is the standard in Spain, using coche in some Latin American countries might be misunderstood as referring to a baby carriage.
  • The term coche originates from 'Kocs', a Hungarian village that produced horse-drawn vehicles with advanced suspension in the 15th century.
  • In Spanish, the word seguro is a homonym that can mean 'insurance', 'sure', 'safe' or 'secure' depending on the context.

Examples in context

  • Necesito contratar un seguro de automóvil nuevo
    I need to get new car insurance
  • Compré un seguro para vehículos con cobertura completa
    I bought comprehensive vehicle insurance
  • ¿Contrataste ya el seguro de auto para el viaje?
    Did you already get car insurance for the trip?
  • Deberías renovar el seguro para el coche este mes
    You should renew the car insurance this month
  • Mi padre me ayudó a encontrar un buen seguro del carro
    My father helped me find good car insurance
  • Mi seguro de vehículos cubre responsabilidad civil
    My car insurance covers liability
  • Es importante contar con un buen seguro del automóvil en caso de accidente
    It's important to have good car insurance in case of accident
  • Mi seguro de auto vence este mes
    My car insurance expires this month
  • Mi póliza de seguro de vehículos incluye cobertura contra robo
    My vehicle insurance policy includes theft coverage
  • Adquirir un seguro de automóvil es imprescindible antes de conducir en muchos países hispanohablantes.
    Acquiring car insurance is essential before driving in many Spanish-speaking countries.
  • Necesito contratar un seguro de coche nuevo.
    I need to get a new car insurance policy.
  • El seguro de coche es muy caro este año.
    Car insurance is very expensive this year.
  • ¿Dónde puedo revisar mi seguro de coche?
    Where can I check my car insurance?

Example conversation

Lucía and Mateo are talking about their cars.

  1. Lucía

    Mateo, ¿tienes seguro de coche?
    Mateo, do you have car insurance?
  2. Mateo

    Sí, lo contraté el mes pasado.
    Yes, I took it out last month.
  3. Lucía

    Yo necesito buscar un seguro de coche nuevo.
    I need to look for new car insurance.
  4. Mateo

    Te puedo recomendar mi compañía.
    I can recommend my company to you.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries coche, de, seguro, CC BY-SA 4.0.
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Cora MaxineHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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