préstamos abusivos
/pɾestamos abusibos/from spelling rules
In Spanish, predatory lending is translated as préstamos abusivos.
This phrase is used to describe financial practices that exploit vulnerable borrowers through high interest rates and deceptive terms.
What does it mean word for word?
The phrase is composed of préstamos (loans) and abusivos (abusive).
Which one should you use?
While préstamos abusivos is the most common way to express the concept, préstamos predatorios is also used, particularly in legal or technical contexts influenced by English. The term préstamos usurarios is also a way to express this concept.
Is it said differently in some regions?
In Mexico, it is common to refer to predatory lending as préstamos abusivos. In Argentina, préstamos usurarios is frequently used and people might also use the single word usura to describe predatory lending.
How does it change in a sentence?
The phrase follows Spanish gender and number agreement. Use the singular préstamo abusivo when referring to a single instance of predatory lending.
Did you know?
- In colloquial settings in some Latin American countries, people may avoid these formal terms and instead refer to the lender as a gota a gota, referring to the way debts are collected daily.
- The word usura comes from the Latin usura, which originally referred simply to the 'use' or 'interest' of money before it became a term for illegal or immoral lending.
- In many Spanish-speaking nations, usura is not just a descriptive term for a high rate but is a specific criminal offense defined in the penal code.
Examples in context
- Es fundamental proteger a los consumidores de los préstamos usurarios.It is fundamental to protect consumers from predatory lending.
- El gobierno debería tomar medidas para prevenir los préstamos abusivos.The government should take measures to prevent abusive lending practices.
- Muchos inmigrantes caen en préstamos abusivos.Many immigrants fall victim to predatory lending.
- Debemos proteger a la gente de los préstamos abusivos.We must protect people from predatory lending.
- Esos préstamos abusivos tienen intereses demasiado altos.Those predatory loans have excessively high interest rates.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
