How to Say “Lender” in Spanish

prestamista
/pɾestamista/from spelling rules
The Spanish word for lender is prestamista.
A prestamista is one who lends, especially money (noun).
Meaning: one who lends, especially money (noun)

What does it mean word for word?

The word is composed of the verb prestar (to lend) and the suffix -ista (a person who performs a specific action or profession).

Is it said differently in some regions?

In Mexico, prestamista is typically used in formal contexts.

How does it change in a sentence?

To specify a female lender, you change the article to la (la prestamista) rather than changing the ending of the noun itself.

How do you pronounce it?

/pɾestamista/

Did you know?

  • In some Spanish-speaking regions, a person who lends money informally is called a prestamista gota a gota, referring to loans paid back in tiny daily 'drops'.
  • Although prestamista is the direct term for a lender, a bank is rarely called a prestamista and is instead referred to as an entidad crediticia.
  • The suffix -ista in prestamista is an ancient borrowing from the Latin suffix -ista, which originally came from the Ancient Greek -tḗs.

Examples in context

  • Juan habló con su prestamista para acordar los términos del préstamo.
    Juan spoke with his lender to agree on the loan terms.
  • El banco es el acreedor principal de la hipoteca.
    The bank is the main lender for the mortgage.
  • ¿Conoces a alguien que preste dinero para un proyecto de negocio?
    Do you know someone who lends money for a business project?
  • El prestamista le otorgó un préstamo.
    The lender granted him a loan.
  • El prestamista aprobó mi solicitud de crédito.
    The lender approved my credit application.
  • Debes buscar un prestamista con tasas bajas.
    You should look for a lender with low rates.
  • Ese prestamista es muy estricto con los pagos.
    That lender is very strict with payments.

Example conversation

Sofía and Javier are discussing a loan for a business.

  1. Sofía

    ¿Conoces a algún prestamista serio?
    Do you know any serious lender?
  2. Javier

    Sí, mi tío es prestamista.
    Yes, my uncle is a lender.
  3. Sofía

    Perfecto, necesito hablar con él.
    Perfect, I need to speak with him.
  4. Javier

    Te daré su número ahora.
    I will give you his number now.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries prestamista, CC BY-SA 4.0.
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Hudson Levi
Hudson LeviHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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