préstamo hipotecario
/pɾestamo ipotekaɾjo/from spelling rules
The English phrase "home loan" is translated into Spanish as préstamo hipotecario.
This phrase refers to a loan provided by a bank specifically for the purchase of a house or property.
What does it mean word for word?
The term is composed of préstamo, which means "loan" and hipotecario, which means "mortgage-related".
Which one should you use?
You may also see the related form hipoteca used to mean "mortgage" in many contexts, which is often used to refer to the home loan itself.
Is it said differently in some regions?
In Mexico, crédito hipotecario is frequently used to mean "home loan", whereas in Argentina, préstamo hipotecario is commonly used.
How does it change in a sentence?
To form the plural "home loans", both the noun and the adjective must take the plural suffix -s, resulting in préstamos hipotecarios.
How do you pronounce it?
/pɾestamo ipotekaɾjo/
Did you know?
- Unlike English, where 'mortgage' comes from a French word meaning 'dead pledge', the Spanish hipoteca does not carry a connotation of death or finality.
- The Latin root of hipoteca involves the concept of 'placing under', which describes the ancient legal act of placing a property under a pledge.
- While crédito and préstamo both mean 'loan', crédito emphasizes the bank's trust in the borrower's ability to pay, whereas préstamo refers to the specific sum of money lent.
Examples in context
- Estoy considerando solicitar un préstamo hipotecario para comprar una casa nueva.I'm considering applying for a home loan to buy a new house.
- Nuestra empresa ofrece excelentes opciones de préstamos hipotecarios para aquellos que desean invertir en bienes raíces.Our company provides excellent home loan options for those looking to invest in real estate.
- Tuve que solicitar una hipoteca para comprar mi primera vivienda.I had to apply for a home loan to buy my first home.
- ¿Cómo está yendo la negociación de tu hipoteca?How is the negotiation for your home loan going?
- Estamos buscando un préstamo hipotecario con intereses bajos.We are looking for a home loan with low interest rates.
- El banco aprobó nuestro préstamo hipotecario ayer.The bank approved our home loan yesterday.
- Necesito comparar cada préstamo hipotecario disponible.I need to compare every available home loan.
Example conversation
Javier and Elena are discussing their plans to buy a house.
- JavierElena, ¿podemos pagar una casa ahora?Elena, can we pay for a house now?
- ElenaNo, pero podemos pedir un préstamo hipotecario.No, but we can get a home loan.
- JavierEso es una buena idea, Javier.That is a good idea, Javier.
- ElenaIremos al banco mañana entonces.We will go to the bank tomorrow then.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
