How to Say “Credit” in Spanish

crédito
/ˈkɾedito/masculine
The English word "credit" is translated into Spanish as crédito.
The noun crédito refers to the privilege of delayed payment. It is used in various financial contexts, such as tarjeta de crédito (credit card), línea de crédito (line of credit) and puntaje de crédito (credit score).
Meaning: privilege of delayed payment (noun)

Is it said differently in some regions?

In Argentina, the word fiado is used to refer to credit or buying on credit.

How does it change in a sentence?

To say that something is done "on credit", use the preposition a followed by the noun, resulting in the phrase a crédito.

How do you pronounce it?

/ˈkɾedito/

Did you know?

  • In several Spanish-speaking regions, the word creído is a linguistic relative of crédito. While the former describes a person who is vain or full of themselves, both words share the same root meaning 'believed'.
  • In Latin American markets, the informal system of fiado often involves a handwritten ledger where a shopkeeper records debts based on personal trust rather than a legal contract.
  • The Latin root of crédito, credere, originally meant 'to believe' or 'to trust'. This means that every time a Spanish speaker asks for a loan, they are etymologically asking someone to believe in them.

Examples in context

  • ¿Puedo pagar a crédito?
    Can I pay on credit?
    This sentence shows how to ask if it is possible to pay a crédito.
    Tatoeba #5952687 by albrusgher, translation #62762 by CK
  • No compres cosas a crédito.
    Don't buy things on credit.
    This sentence provides an example of using the phrase a crédito in a negative command.
    Tatoeba #1508247 by marcelostockle, translation #21244 by CK
  • Tiene una tarjeta de crédito.
    He has a credit card.
    This sentence demonstrates the use of crédito within the term for credit card.
    Tatoeba #8323944 by arh, translation #10149768 by Lebensfreude
  • Tengo buen crédito
    I have good credit
  • Necesito solicitar un crédito bancario
    I need to apply for a bank credit
  • He solicitado una línea de crédito
    I have applied for a line of credit
  • Mi puntaje de crédito es excelente
    My credit score is excellent
  • Compré el televisor a plazos
    I bought the TV on credit/in installments
  • Le di un adelanto a cuenta
    I gave him an advance on account
  • Me lo dejó fiado
    He let me have it on credit
  • Necesito un crédito para comprar un coche nuevo.
    I need credit to buy a new car.
  • ¿Cuál es tu puntaje de crédito?
    What is your credit score?
  • Me prestó dinero a cuenta para la reparación del coche.
    He gave me money on account for the car repair.
  • ¿Puedo pagar el equipo a plazos?
    Can I pay for the equipment in installments?
  • 73 more sentences on Tatoeba

Example conversation

At a clothing store, Daniel is asking about payment options.

  1. María

    Daniel, ¿tienes crédito en esta tienda?
    Daniel, do you have credit at this store?
  2. Daniel

    No, prefiero pagar en efectivo siempre.
    No, I prefer to pay in cash always.
  3. María

    Es que el crédito tiene buenas ofertas.
    It's just that credit has good offers.
  4. Daniel

    Prefiero no tener deudas, María.
    I prefer not to have debts, María.

Sources

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Joan Irene
Joan IreneHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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