préstamo sobre la nómina
/pɾestamo sobɾe la nomina/from spelling rules
The English phrase payday loan is translated into Spanish as préstamo sobre la nómina.
This term specifically refers to a loan that is repaid using the borrower's upcoming salary or payroll.
Meaning: loan (noun)
What does it mean word for word?
The phrase is composed of préstamo (loan), sobre (on/upon) and la nómina (the payroll/salary slip).
How does it change in a sentence?
To make the phrase plural, change préstamo to préstamos.
Did you know?
- While préstamo refers to the loan itself, in many Latin American countries, a common informal way to refer to these quick, high-interest loans is simply through the term gota a gota, meaning 'drop by drop'.
- The word nómina shares a common linguistic ancestor with the English word 'noun'.
- While préstamo sobre la nómina is the technical term, people in Spain often simply use microcrédito to describe these high-interest short-term loans.
Examples in context
- Necesito un préstamo sobre la nómina para este mes.I need a payday loan for this month.
- Los intereses de un préstamo sobre la nómina son muy altos.The interest rates on a payday loan are very high.
- Él solicitó un préstamo sobre la nómina ayer.He applied for a payday loan yesterday.
Example conversation
Elena and Daniel are discussing their monthly budget.
- ElenaNo tengo dinero hasta el próximo viernes, Daniel.I don't have any money until next Friday, Daniel.
- DanielPodrías solicitar un préstamo sobre la nómina.You could apply for a payday loan.
- ElenaNo quiero pagar tantos intereses, Elena.I don't want to pay so much interest, Elena.
- DanielTienes razón, es mejor esperar.You're right, it's better to wait.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries la, nómina, préstamo, sobre, CC BY-SA 4.0.
