How to Say “Payment Plan” in Spanish

plan de pagos
/plan de paɡos/from spelling rules
The English phrase "payment plan" is translated into Spanish as plan de pagos.

What does it mean word for word?

The phrase plan de pagos is composed of plan (plan), de (of) and pagos (payments).

How does it change in a sentence?

The plural form plan de pagos is the standard way to refer to a payment plan, but the singular plan de pago is also grammatically acceptable and is used to refer to the concept of a single payment arrangement.

How do you pronounce it?

/plan de paɡos/

Did you know?

  • The word plan shares an ancient ancestor with the English word 'flat', derived from the Latin 'planus' meaning 'level' or 'even'.
  • While 'plan de pagos' is common in banking, in many Latin American shops, you might hear the phrase 'pagos en abonos' to describe the same concept.
  • In some regions, if a plan de pagos is ignored, the debt is described as en mora, a phrase that implies the payment is 'lingering' or 'delayed'.

Examples in context

  • Quisiera solicitar un plan de pagos.
    I would like to request a payment plan.
  • Necesito un plan de pagos para la deuda.
    I need a payment plan for the debt.
  • ¿Ofrecen algún plan de pagos mensual?
    Do you offer any monthly payment plan?
  • El plan de pagos es muy flexible.
    The payment plan is very flexible.

Example conversation

Daniel and Elena are discussing a large purchase at a store.

  1. Daniel

    Este sofá es muy caro, Elena.
    This sofa is very expensive, Elena.
  2. Elena

    Podemos preguntar por un plan de pagos.
    We can ask about a payment plan.
  3. Daniel

    Es una buena idea, Daniel.
    That is a good idea, Daniel.
  4. Elena

    Voy a hablar con el vendedor ahora.
    I am going to talk to the salesperson now.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries de, plan, CC BY-SA 4.0.
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Shelby Caitlin
Shelby CaitlinHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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