cargo por pago atrasado
/kaɾɡo poɾ paɡo atɾasado/from spelling rules
The English phrase 'late payment charge' is translated into Spanish as cargo por pago atrasado.
This phrase refers to an extra fee added to a bill when it is not paid by the due date.
What does it mean word for word?
The phrase cargo por pago atrasado is composed of cargo (charge), por (for/due to), pago (payment) and atrasado (late/delayed).
Which one should you use?
Recargo por pago atrasado and Cargo por mora are formal alternatives. Cargo por mora is frequently employed in legal or contractual settings. If you need to be more explicit about the interest accrued due to the delay, use Intereses por demora en el pago or intereses de demora, which specifically refers to late payment interest in formal banking or legal contexts.
How does it change in a sentence?
To express the plural 'late payment charges', both cargo and pago are pluralized to cargos and pagos, resulting in cargos por pagos atrasados.
How do you pronounce it?
/kaɾɡo poɾ paɡo atɾasado/
Did you know?
- The word pago comes from the verb pagar, which shares an ancient root with the Latin word for 'peace', pāx. This suggests that paying a debt was historically viewed as a way to restore peace.
- In legal contexts, the term mora is used to describe the delay. In Spanish law, mora is not just a delay but a specific legal state of default that triggers the right to charge a cargo por mora.
Examples in context
- Recuerde la importancia de realizar los pagos a tiempo para evitar recargos por pago atrasado.Remember the importance of making payments on time to avoid late payment charges.
- Si ha incurrido en un recargo por pago atrasado, le recomendamos enviar el pago lo antes posible y comunicarse con nuestro departamento de finanzas para regularizar su cuenta.If you have incurred a late payment charge, we recommend sending the payment as soon as possible and contacting our finance department to settle your account.
- El cargo por pago atrasado es muy alto.The late payment charge is very high.
- ¿Cuánto es el cargo por pago atrasado?How much is the late payment charge?
- No quiero pagar un cargo por pago atrasado.I do not want to pay a late payment charge.
Example conversation
María and Mateo are discussing their credit card statements.
- MaríaMira, Mateo, tengo un cargo por pago atrasado.Look, Mateo, I have a late payment charge.
- MateoEso es terrible. ¿Cuándo vencía la factura?That's terrible. When was the bill due?
- MaríaVencía el lunes, pero se me olvidó.It was due on Monday, but I forgot.
- MateoDeberías llamar al banco para eliminar ese cargo.You should call the bank to remove that charge.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries atrasado, cargo, pago, por, CC BY-SA 4.0.
