How to Say “Payment History” in Spanish

historial de pagos
/istoɾjal de paɡos/from spelling rules
The English phrase "payment history" is translated into Spanish as historial de pagos.
This phrase refers to a record of all the payments a person or company has made over a period of time.

What does it mean word for word?

The phrase is composed of historial (history or record), de (of) and pagos (payments).

How does it change in a sentence?

While historial de pagos (plural) is the standard way to refer to a record of multiple transactions, historial de pago (singular) is also grammatically acceptable in some contexts to refer to the concept of payment history.

How do you pronounce it?

/istoɾjal de paɡos/

Did you know?

  • The word pago comes from the verb pagar, which shares a root with the English word 'pay' through their common descent from the Latin pacare, meaning 'to pacify' or 'make peace'.
  • In some Spanish-speaking countries, a bad historial de pagos can lead to being placed on a lista negra or 'black list', a term used more commonly and formally in financial contexts than in English.
  • If you see the phrase relación de pagos in a legal document, it does not mean a 'relationship of payments' but refers to a detailed list or inventory.

Examples in context

  • Su historial de pagos es excelente
    Your payment history is excellent
  • Tu historial de pagos es impecable
    Your payment history is impeccable
  • La historia de tus pagos es esencial
    The history of your payments is essential
  • Mis registros de pagos son excelentes
    My payment records are excellent
  • Necesito revisar mi historial de pagos antes de solicitar el préstamo.
    I need to review my payment history before applying for the loan.
  • El registro de pagos muestra algunos atrasos, pero en general, es aceptable.
    The payment record shows some delays, but overall, it is acceptable.
  • ¡Tu historial de pagos es impecable! Deberías estar orgulloso.
    Your payment history is impeccable! You should be proud.
  • Mis antecedentes de pagos me han permitido acceder a mejores condiciones crediticias.
    My payment background has allowed me to access better credit conditions.
  • Necesito revisar mi historial de pagos.
    I need to check my payment history.
  • El banco analizó su historial de pagos.
    The bank analyzed her payment history.
  • Tu historial de pagos es muy bueno.
    Your payment history is very good.

Example conversation

Daniel is asking Lucía for help with a loan application at the bank.

  1. Daniel

    Lucía, ¿puedes ver mi historial de pagos?
    Lucía, can you see my payment history?
  2. Lucía

    Sí, Daniel, lo tengo aquí en la pantalla.
    Yes, Daniel, I have it here on the screen.
  3. Daniel

    ¿Hay algún problema con él?
    Is there any problem with it?
  4. Lucía

    No, todo parece estar en orden.
    No, everything seems to be in order.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
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Michelle Cindy
Michelle CindyHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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