cuota de financiamiento
/kwota de finanθjamjento/from spelling rules
The English phrase installment fee is translated into Spanish as cuota de financiamiento.
This phrase refers to a recurring payment made to pay off a loan or a purchase over a period of time.
Which one should you use?
While cuota refers to the installment amount itself, comisión would be used if you are referring specifically to a service fee or surcharge added to the transaction. The word mensualidad is often used to refer specifically to a monthly installment fee.
Did you know?
- In some Spanish-speaking cultures, paying in cuotas is so common that stores offer 'meses sin intereses', which are installments without interest. This creates a specific cultural category of shopping that differs from standard loan financing.
- The word cuota can describe a loan payment but is also used for a membership fee or a contribution to a shared pot of money. In some contexts it refers to a fixed quota or limit rather than a payment.
- The word cuota shares a common ancestor with the English word 'quota', meaning both relate to a specific portion or share of a whole.
Examples in context
- La cuota de financiamiento es muy alta.The installment fee is very high.
- ¿Puedo reducir la cuota de financiamiento mensual?Can I reduce the monthly installment fee?
- Debes pagar la cuota de financiamiento cada mes.You must pay the installment fee every month.
Example conversation
Alejandro and Lucía are discussing a new car purchase at a dealership.
- Alejandro¿De cuánto es la cuota de financiamiento?How much is the installment fee?
- LucíaLa cuota de financiamiento es de doscientos euros.The installment fee is two hundred euros.
- AlejandroEs un poco cara para mi presupuesto.It is a bit expensive for my budget.
- LucíaPuedo buscar una opción más barata para ti.I can look for a cheaper option for you.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries cuota, de, financiamiento, CC BY-SA 4.0.
