contracargo
/kontɾakaɾɡo/from spelling rules
The English phrase 'chargeback' is translated into Spanish as contracargo.
In a banking or commercial context, a chargeback refers to the reversal of an accounting entry. It is common to use the phrase solicitar un contracargo to mean 'to request a chargeback'.
Meaning: reversal of an accounting entry (noun)
What does it mean word for word?
The word contracargo is a compound formed from the prefix contra- (meaning against or counter) and cargo (meaning charge or debit).
How does it change in a sentence?
The plural form of the word is contracargos.
How do you pronounce it?
/kontɾakaɾɡo/
Did you know?
- The word cargo comes from the Latin 'carricare', meaning 'to load a cart', reflecting the idea of adding a weight or burden to an account.
- The term cargo is highly polysemous and can refer to a financial debit, a person's job title or a formal criminal charge.
- While contracargo is the technical term, many Spanish speakers in Latin America simply use the English word 'chargeback' during business meetings. This linguistic blending is very common in the international banking sector.
Examples in context
- Me gustaría solicitar una devolución del cargo por el artículo defectuoso que recibí.I would like to request a chargeback for the defective item I received.
- El cliente solicitó un contracargo por esa compra.The customer requested a chargeback for that purchase.
- Tenemos que investigar el motivo de este contracargo.We have to investigate the reason for this chargeback.
- Recibimos un contracargo de forma inesperada.We received a chargeback unexpectedly.
Example conversation
Daniel and Lucía are discussing a transaction issue in their office.
- DanielLucía, ¿viste el nuevo contracargo en la cuenta?Lucía, did you see the new chargeback in the account?
- LucíaSí, Daniel, parece que hubo un error con el pago.Yes, Daniel, it looks like there was an error with the payment.
- DanielDebemos hablar con el banco inmediatamente.We must speak with the bank immediately.
- LucíaEstoy de acuerdo, voy a llamar ahora mismo.I agree, I'm going to call right now.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
