How to Say “Cash Back” in Spanish

reembolso en efectivo
/reembolso en efeɡtibo/from spelling rules
The English phrase "cash back" can be translated into Spanish as reembolso en efectivo.
This phrase refers to a refund of a portion of a purchase price paid back to the customer in cash.

What does it mean word for word?

The phrase reembolso en efectivo is composed of reembolso (refund) and en efectivo (in cash).

Which one should you use?

While reembolso en efectivo is a standard way to describe a cash refund or reimbursement, devolución de dinero (return of money) is a common alternative, especially in retail contexts. Additionally, devolución en efectivo is also used as a formal way to express the idea.

Is it said differently in some regions?

In Spain, devolución de dinero is a common formal way to express cash back. In parts of South America, specifically Uruguay and parts of Argentina, reintegro de efectivo (cash return or cash reintegration) is an alternative formal term. The informal expression plata de vuelta is used in some Latin American countries, most notably Argentina.

How do you pronounce it?

/reembolso en efeɡtibo/

Did you know?

  • In Argentina, the phrase plata de vuelta uses the word plata, which literally means 'silver'. While it now means 'money' in general, it refers to the Spanish silver coins minted in the Americas.
  • The word reembolso is derived from embolsar, which means to put something in a bag. This reflects the ancient practice of placing refunded coins back into a leather pouch.
  • The term efectivo used in reembolso en efectivo is a cognate of the English word 'effective'. In Spanish, it describes both the payment method and the state of being 'in effect'.

Examples in context

  • La tarjeta ofrece un reembolso en efectivo.
    The card offers cash back.
  • ¿Puedo recibir un reembolso en efectivo?
    Can I receive cash back?
  • Prefiero el reembolso en efectivo al crédito.
    I prefer cash back over credit.

Example conversation

Alejandro and Lucía are discussing a new credit card at home.

  1. Alejandro

    ¿Esta tarjeta tiene reembolso en efectivo?
    Does this card have cash back?
  2. Lucía

    Sí, Alejandro, es un buen beneficio.
    Yes, Alejandro, it is a good benefit.
  3. Alejandro

    Me gusta el reembolso en efectivo.
    I like the cash back.
  4. Lucía

    Entonces, deberíamos solicitarla hoy.
    Then, we should apply for it today.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries efectivo, en, reembolso, CC BY-SA 4.0.
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Maurice Luis
Maurice LuisHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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