disputar un cargo
/disputaɾ un kaɾɡo/from spelling rules
To dispute a charge in Spanish is disputar un cargo.
This phrase is used to describe the act of formally challenging a transaction on a financial statement that a person believes is incorrect or unauthorized.
Which one should you use?
While disputar un cargo is a common way to express this, you may encounter the more formal alternative impugnar un cargo, which is often used specifically in legal or banking contexts to mean contesting a charge.
How does it change in a sentence?
If you wish to describe the continuous action of the process, use the gerund form disputando un cargo (disputing a charge). To describe a completed action in the past where someone he or she disputed a charge, use the third-person singular preterite disputó un cargo.
How do you pronounce it?
/disputaɾ un kaɾɡo/
Did you know?
- The term impugnar shares a root with the English word 'impugn', but in Spanish it is a standard banking term rather than an accusation of dishonesty.
- The word cargo comes from the verb cargar, which is the same verb used to describe a person 'loading' luggage onto a truck or 'charging' a battery.
- In many Spanish-speaking countries, if you want to complain about a specific fee, you might use the verb reclamar instead of disputar.
Examples in context
- Quiero disputar un cargoI want to dispute a charge.
- Me gustaría hablar con alguien sobre un cargo erróneoI would like to speak with someone about an incorrect charge.
- Necesito aclarar un cargo que no es correctoI need to clarify an incorrect charge.
- Creo que me cobraron malI think I was overcharged.
- Quiero disputar un cargo en mi estado de cuenta.I want to dispute a charge on my statement.
- Entiendo su situación, permítame ayudarlo con el proceso de disputa.I understand your situation, let me assist you with the dispute process.
- Creo que me cobraron mal en esta factura.I think I was overcharged on this bill.
- Quiero disputar un cargo en mi tarjeta de crédito.I want to dispute a charge on my credit card.
- Necesito disputar un cargo en mi tarjeta.I need to dispute a charge on my card.
- Ella decidió disputar un cargo desconocido.She decided to dispute an unknown charge.
- Puedes disputar un cargo si no lo reconoces.You can dispute a charge if you don't recognize it.
Example conversation
Alejandro is talking to Lucía about an error in his bank statement.
- AlejandroLucía, hay un error en mi cuenta.Lucía, there is an error in my account.
- Lucía¿Quieres disputar un cargo?Do you want to dispute a charge?
- AlejandroSí, voy a disputar un cargo de ayer.Yes, I am going to dispute a charge from yesterday.
- LucíaEs mejor llamar al banco de inmediato.It is better to call the bank immediately.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
