exención de primas
/eɡsenθjon de pɾimas/from spelling rules
The English phrase waiver of premium is translated into Spanish as exención de primas.
This term refers to an insurance provision that removes the requirement to pay premiums under certain conditions, such as total disability.
What does it mean word for word?
The phrase is composed of exención (exemption/waiver) and de primas (of premiums).
Which one should you use?
While exención de primas is the standard term, dispensa de primas can be used as a synonym in legal or insurance contexts. You may also see exención de la prima used when referring specifically to the single premium amount of one policy.
How does it change in a sentence?
When referring to the specific premium amount of a single policy, it is common to use the singular form exención de la prima instead of the plural exención de primas.
How do you pronounce it?
/eɡsenθjon de pɾimas/
Did you know?
- In common conversation, the word prima means 'female cousin', which can lead to humorous misunderstandings if a speaker discusses a prima without mentioning insurance.
- While exención de primas is used for insurance, the word prima also refers to a 'bonus' or 'commission' in Spanish labor law and finance.
- The term dispensa, used as a synonym for waiver, historically refers to a 'dispensation' granted by the Catholic Church to bypass canon law.
Examples in context
- La renuncia del pago de la prima se aplica en caso de incapacidad del asegurado.The waiver of premium applies in case of the policyholder's incapacity.
- ¿Podrían explicarme cómo funciona la exención del pago de la prima en este plan de seguro?Could you explain how the waiver of premium works in this insurance plan?
- El contrato incluye una exención de primas por invalidez.The contract includes a waiver of premium due to disability.
- Debes verificar si tienes la exención de primas.You must check if you have the waiver of premium.
- Solicitó la exención de primas tras su accidente.He requested the waiver of premium after his accident.
Example conversation
María and Mateo are discussing an insurance policy at home.
- MaríaMateo, ¿tienes la exención de primas en tu póliza?Mateo, do you have the waiver of premium in your policy?
- MateoSí, María, está incluida en el plan actual.Yes, María, it is included in the current plan.
- MaríaEs una protección muy importante para nosotros.It is a very important protection for us.
- MateoTienes razón, me da mucha tranquilidad.You are right, it gives me a lot of peace of mind.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
