refinanciar
/refinanˈθjaɾ/
The English phrase 'refinance' means refinanciar in Spanish.
refinanciar is a verb used to describe the act of renewing the terms of a loan.
Meaning: renew the terms of a loan (verb)
How does it change in a sentence?
To express actions in the past or future, you can use these forms: refinancié for 'I refinanced' (first-person singular preterite) and refinanciaré for 'I will refinance' (first-person singular future).
How do you pronounce it?
/refinanˈθjaɾ/
Did you know?
- The Spanish word finanzas shares a root with the word fin, meaning 'end', because a financial settlement was originally intended to bring an end to a dispute.
- In some Latin American countries, the act of refinanciar is colloquially linked to rolar la deuda, which literally means 'rolling the debt'.
- While refinanciar is the technical term, people in Spain often use the phrase novar un préstamo to describe changing the terms of a loan contract.
Examples in context
- El banco ofrece la opción de reestructurar su préstamo hipotecario.The bank offers the option to refinance your mortgage loan.
- Estoy considerando renegociar mi hipoteca para obtener mejores tasas de interés.I am considering refinancing my mortgage to get better interest rates.
- Mi cuñado decidió rehipotecar su casa para pagar sus deudas.My brother-in-law decided to refinance his house to pay off his debts.
- Necesito refinanciar mi hipoteca para obtener una mejor tasa.I need to refinance my mortgage to get a better rate.
- Quiero refinanciar mi préstamo hipotecario.I want to refinance my mortgage loan.
- Es un buen momento para refinanciar la deuda.It is a good time to refinance the debt.
- El banco me permite refinanciar el crédito.The bank allows me to refinance the credit.
Example conversation
Alejandro and María are discussing their financial options at home.
- AlejandroMaría, ¿podemos refinanciar la hipoteca?María, can we refinance the mortgage?
- MaríaCreo que es una buena idea, Alejandro.I think it is a good idea, Alejandro.
- AlejandroTengo que llamar al banco mañana.I have to call the bank tomorrow.
- MaríaSí, busca una tasa más baja.Yes, look for a lower rate.
Sources
- Wiktionary, “refinance” translations and entries refinanciar, CC BY-SA 4.0, dump of 2026-09-26.
