fondo de pensión
/fondo de pensjon/from spelling rulesmasculine
The English phrase 'pension fund' is translated into Spanish as fondo de pensión. Wiktionary also lists fondo pensionario / pensionista.
Meaning: pool of assets (noun)
Ways to say it
| Spanish | IPA | Note |
|---|---|---|
| fondo de pensión | /fondo de pensjon/ (from spelling rules) | masculine |
| fondo pensionario / pensionista | masculine |
The term refers to a pool of assets. While fondo de pensión is a correct way to express this, it is also very common in many Spanish-speaking countries to use the plural form, fondo de pensiones, to refer to a pension fund.
Which one should you use?
The singular form fondo de pensión is the default, but the plural version fondo de pensiones is frequently used to mean the same thing. Other variations exist depending on the desired level of formality or specific region.
Is it said differently in some regions?
In Mexico, the term fondo de retiro is an appropriate way to say pension fund. In Argentina, speakers typically use fondo de jubilaciones.
How does it change in a sentence?
The default form fondo de pensión is a masculine noun.
Did you know?
- While fondo de pensión is the general term, an Argentine speaker uses fondo de jubilaciones because 'jubilación' is derived from 'jubilus', a shout of joy.
- In Spanish, the word fondo can mean both a 'fund' and the 'bottom' of a swimming pool or a bottle, depending on the context.
- The root of pensión comes from the Latin 'pendō', which originally meant 'to weigh' or 'to pay'. This connects the idea of a pension to the ancient practice of weighing out metal for payment.
Examples in context
- Es importante contribuir al fondo de pensiones para asegurar un retiro digno.It is important to contribute to the pension fund to ensure a dignified retirement.
- El fondo de pensión es muy estable.The pension fund is very stable.
- Ellos gestionan el fondo de pensión estatal.They manage the state pension fund.
- Necesitamos invertir el fondo de pensión con cuidado.We need to invest the pension fund carefully.
Example conversation
Daniel and Lucía are discussing retirement planning.
- DanielLucía, ¿ya tienes un fondo de pensión?Lucía, do you have a pension fund yet?
- LucíaSí, Daniel, empecé uno el año pasado.Yes, Daniel, I started one last year.
- DanielEs bueno ahorrar para el futuro.It is good to save for the future.
- LucíaTienes razón, es muy importante.You are right, it is very important.
Sources
- Wiktionary, “pension fund” translations, CC BY-SA 4.0, dump of 2026-09-26.
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries de, fondo, pensionario, pensionista, pensión, CC BY-SA 4.0.
