How to Say “Pay With Card” in Spanish

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pagar con tarjeta
/paɡaɾ kon taɾxeta/from spelling rules
To pay with card in Spanish is pagar con tarjeta.
This phrase is used to describe the act of using a credit or debit card to pay for goods or services instead of using cash. You can use the phrase ¿Puedo pagar con tarjeta? to ask a merchant if they accept card payments.

Is it said differently in some regions?

In Argentina and Uruguay, it is common to use the phrase pagar con plástico to refer to paying with a card.

How does it change in a sentence?

The form pagar con tarjeta is the infinitive, used when expressing the general concept of 'to pay with card'. If you want to say 'I pay with card' or 'I am paying with card', you should conjugate the verb to pago con tarjeta. You can also specify the type of card by adding descriptions after the word tarjeta: use pagar con tarjeta de crédito for a credit card or pagar con tarjeta de débito for a debit card.

When do people say it?

When asking if you can pay by card, a merchant will typically confirm by saying Sí, aceptamos tarjeta, using the verb aceptar (to accept) to indicate they take card payments.

Did you know?

  • The verb pagar has a surprising connection to the concept of peace. It derives from the Latin word pācō, meaning 'to pacify' or 'to make peace'.
  • In some Spanish-speaking regions, a merchant might tell you they only accept efectivo, which refers to cash and is the opposite of tarjeta.

Examples in context

  • En este restaurante, ¿se puede pagar con tarjeta?
    In this restaurant, can I pay with card?
  • Me gustaría realizar el pago de esta factura con tarjeta.
    I would like to make the payment for this bill with the card.
  • ¿Es posible abonar la compra con tarjeta de crédito?
    Is it possible to pay for the purchase with a credit card?
  • ¿Puedo pagar con tarjeta o necesitas efectivo?
    Can I pay with card, or do you need cash?
  • Voy a pagar con la tarjeta del banco.
    I'm going to pay with the bank card.
  • Paga con tarjeta, no te preocupes por el efectivo.
    Pay with card, don't worry about cash.
  • Prefiero pagar con tarjeta.
    I prefer to pay with card.
  • ¿Puedo pagar con tarjeta aquí?
    Can I pay with card here?
  • Ella va a pagar con tarjeta.
    She is going to pay with card.

Example conversation

At a small coffee shop.

  1. Daniel

    Son cinco euros, por favor.
    That is five euros, please.
  2. María

    ¿Puedo pagar con tarjeta?
    Can I pay with card?
  3. Daniel

    Sí, claro, María.
    Yes, of course, Maria.
  4. María

    Gracias, Daniel.
    Thank you, Daniel.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries con, pagar, tarjeta, CC BY-SA 4.0.
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Ernest Wesley
Ernest WesleyHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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