How to Say “Bank Card” in Spanish

tarjeta bancaria
/taɾxeta bankaɾja/from spelling rules
The English phrase 'bank card' is translated into Spanish as tarjeta bancaria.
The term refers to a card issued by a bank. In many everyday contexts, such as at a store or restaurant, people often drop the adjective bancaria and simply say tarjeta to refer to their bank card.
Meaning: card issued by a bank (noun)

Which one should you use?

While tarjeta bancaria is a general term, you should use more specific phrases if you want to be precise. Use tarjeta de crédito if you specifically mean a credit card, and use tarjeta de débito if you specifically mean a debit card.

How does it change in a sentence?

To make the phrase plural, both the noun and the adjective must take the plural suffix -s, resulting in tarjetas bancarias.

How do you pronounce it?

/taɾxeta bankaɾja/

Did you know?

  • The Spanish tarjeta is a cognate of the English word 'target'.
  • In some Latin American regions, you might hear people refer to the physical card as a plástico when discussing the act of paying or transaction methods.
  • In some Spanish-speaking regions, people use the phrase pasar la tarjeta to mean paying by card, which literally translates to 'passing the card'.

Examples in context

  • ¿Puedo pagar con tarjeta?
    Can I pay with a card?
  • Sí, aceptamos tarjetas bancarias.
    Yes, we accept bank cards.
  • Perfecto, entonces podemos usar tu tarjeta.
    Perfect, then we can use your card.
  • Necesito renovar mi tarjeta bancaria.
    I need to renew my bank card.
  • ¿Puedo usar esta tarjeta bancaria aquí?
    Can I use this bank card here?
  • He perdido mi tarjeta bancaria en el cajero.
    I lost my bank card at the ATM.

Example conversation

Sofía and Javier are at a checkout counter in a store.

  1. Sofía

    Javier, ¿tienes tu tarjeta bancaria?
    Javier, do you have your bank card?
  2. Javier

    No, creo que la dejé en casa.
    No, I think I left it at home.
  3. Sofía

    No te preocupes, yo uso la mía.
    Don't worry, I'll use mine.
  4. Javier

    Muchas gracias, Sofía.
    Thank you very much, Sofía.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries tarjeta, CC BY-SA 4.0.
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Yvonne Melanie
Yvonne MelanieHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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