How to Say “Can I Pay by Card?” in Spanish

¿Puedo pagar con tarjeta?
The phrase 'can I pay by card?' is translated into Spanish as ¿Puedo pagar con tarjeta?
This phrase is used when you want to ask a merchant if they accept credit or debit cards as a method of payment. While you can simply say tarjeta (card), you can also be more specific by saying tarjeta de crédito (credit card) or tarjeta de débito (debit card) if necessary.

What does it mean word for word?

The phrase ¿Puedo pagar con tarjeta? translates literally as 'Can I pay with card?'

Which one should you use?

While ¿Puedo pagar con tarjeta? focuses on your ability to pay, ¿Aceptan tarjeta? focuses on whether the establishment accepts the card itself.

Is it said differently in some regions?

In Mexico, you can use the phrase ¿Se puede pagar con tarjeta? (Can one pay by card?). In Argentina, you may hear ¿Se puede abonar con tarjeta? to ask the same thing. In Colombia, you can specify the type of card by asking ¿Puedo pagar con tarjeta de crédito/débito? In Spain, the phrase ¿Aceptan pagos con tarjeta? is also commonly used.

When do people say it?

If a merchant does not accept cards, they may respond with Solo efectivo or No, solo efectivo, which means 'Only cash' or 'No, cash only'.

Did you know?

  • The word tarjeta is a distant relative of the English word 'target'. Both words originally referred to a small shield or plate.
  • In many small shops in Spain or Latin America, the phrase ¿Puedo pagar con tarjeta? might be met with a request for a minimum purchase amount. This is a cultural practice where merchants refuse cards for very small totals due to bank fees.
  • In some Spanish-speaking cultures, it is common to see a small sign saying No aceptamos tarjetas to avoid the conversation entirely. If you see this, you should not ask ¿Puedo pagar con tarjeta?

Examples in context

  • Hola, ¿puedo pagar con tarjeta?
    Hello, can I pay by card?
  • Lo siento, ¿puedo pagar con tarjeta?
    I'm sorry, can I pay by card?
  • Si es posible, ¿puedo pagar con tarjeta?
    If possible, can I pay by card?

Example conversation

Lucía is at a small coffee shop where Alejandro is the barista.

  1. Lucía

    Hola, ¿puedo pagar con tarjeta?
    Hello, can I pay by card?
  2. Alejandro

    Sí, aceptamos todas las tarjetas.
    Yes, we accept all cards.
  3. Lucía

    Perfecto, gracias.
    Perfect, thank you.
  4. Alejandro

    De nada, que tenga un buen día.
    You're welcome, have a good day.

Sources

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Theresa Mollie
Theresa MollieHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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