bonificación por no siniestralidad
/bonifikaθjon poɾ no sinjestɾalidad/from spelling rules
The English phrase 'no claims bonus' is translated into Spanish as bonificación por no siniestralidad.
This term is used specifically in the context of insurance policies to describe a discount earned by a policyholder who has not filed a claim.
What does it mean word for word?
The phrase is composed of bonificación (bonus/discount), por (for/due to) and no siniestralidad (lack of accidents or claims).
Which one should you use?
An alternative way to express the same concept is bonificación por ausencia de siniestros.
How do you pronounce it?
/bonifikaθjon poɾ no sinjestɾalidad/
Did you know?
- The word siniestro in bonificación por no siniestralidad originally comes from the Latin word for 'left', as the left hand was once viewed as an unlucky omen.
- While siniestro means 'accident' in an insurance context, it is also the common Spanish word for 'sinister' or 'creepy' when describing a person or a place.
- Some insurance providers use the term clase de mérito to describe the specific tier or level of a driver's bonus.
Examples in context
- Mi póliza de seguro tiene un bono por falta de reclamaciones.My insurance policy has a bonus for lack of claims.
- Mi seguro de auto me otorgó un bono por no haber realizado reclamaciones.My car insurance granted me a bonus for not having made claims.
- Tengo una bonificación por no siniestralidad en mi seguro.I have a no claims bonus on my insurance.
- La bonificación por no siniestralidad reduce el precio anual.The no claims bonus reduces the annual price.
- ¿Cómo puedo solicitar la bonificación por no siniestralidad?How can I request the no claims bonus?
Example conversation
Alejandro and Elena are discussing their car insurance policies.
- AlejandroMi seguro es barato gracias a la bonificación por no siniestralidad.My insurance is cheap thanks to the no claims bonus.
- ElenaQué suerte, yo tuve que hacer un reclamo ayer.How lucky, I had to make a claim yesterday.
- AlejandroEso significa que perderás tu descuento.That means you will lose your discount.
- ElenaSí, mi póliza subirá el próximo mes.Yes, my policy will go up next month.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
