How to Say “Homeowners Insurance” in Spanish

seguro de hogar
/seɡuɾo de oɡaɾ/from spelling rules
In Spanish, homeowners insurance is seguro de hogar.
This phrase refers to an insurance policy that provides financial protection for a private residence and its contents.

What does it mean word for word?

The phrase seguro de hogar is composed of seguro (insurance), de (of) and hogar (home).

Which one should you use?

The term seguro de casa is a more informal way to refer to this insurance, while Seguro de hogar and Seguro para propietarios de viviendas are more formal options.

How do you pronounce it?

/seɡuɾo de oɡaɾ/

Did you know?

  • The Spanish word hogar is a distant relative of the English word 'foyer'. Both words trace their roots back to the Latin 'focus' meaning hearth.
  • While seguro de hogar is the standard term, the word hogar conveys an emotional sense of family and warmth that the word casa does not. Choosing hogar emphasizes the protection of the home as a sanctuary rather than just a building.
  • In Spanish, seguro functions as both a noun meaning 'insurance' and an adjective meaning 'safe'. This allows for wordplay where a person can be seguro because they have a seguro.

Examples in context

  • ¿Está interesado en contratar un seguro de hogar?
    Are you interested in purchasing homeowners insurance?
  • El seguro para propietarios de viviendas protege su hogar ante los imprevistos.
    Homeowners insurance protects your home against unforeseen events.
  • Me aseguré de tener un buen seguro de casa antes de comprar mi vivienda.
    I made sure to get good homeowners insurance before buying my house.
  • Necesito contratar un seguro de vivienda porque acabo de adquirir mi hogar propio.
    I need to get homeowners insurance because I just bought my own home.
  • Es importante encontrar un buen seguro de residencia para proteger tu casa ante cualquier eventualidad.
    It's important to find good homeowners insurance to protect your house against any eventuality.
  • Juan contrató un excelente seguro de hogar para proteger su vivienda en todo momento.
    Juan got excellent homeowners insurance to protect his home at all times.
  • Necesito contratar un seguro de hogar.
    I need to get homeowners insurance.
  • ¿Cuánto cuesta el seguro de hogar?
    How much does the homeowners insurance cost?
  • El seguro de hogar cubre los daños por agua.
    The homeowners insurance covers water damage.

Example conversation

Sofía and Daniel are discussing their monthly expenses.

  1. Sofía

    Daniel, ¿ya pagaste el seguro de hogar?
    Daniel, have you paid the homeowners insurance yet?
  2. Daniel

    No, todavía no lo he hecho.
    No, I haven't done it yet.
  3. Sofía

    Es importante tener ese seguro al día.
    It is important to keep that insurance up to date.
  4. Daniel

    Tienes razón, lo haré esta tarde.
    You're right, I'll do it this afternoon.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries de, hogar, seguro, CC BY-SA 4.0.
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Louise Marion
Louise MarionHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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