How to Say “Do You Accept Credit Card?” in Japanese

クレジットカードは使えますか?
kurejitto kādo wa tsukaemasu ka?
To ask "do you accept credit card?" in Japanese, use クレジットカードは使えますか? (kurejitto kādo wa tsukaemasu ka?)
This phrase is used to ask a merchant if they allow payment by credit card. While English speakers use the verb "accept", the Japanese phrase literally asks if a credit card "can be used".

Which one should you use?

For a more formal tone, you can use クレジットカードは利用できますか?, which translates to "Is it possible to use a credit card?" If you want to be particularly polite, you can say お支払いはクレジットカードで可能ですか?, meaning "Is payment possible with a credit card?" In casual settings, you can use the informal version クレジットカード使える?

How does it change in a sentence?

In the phrase クレジットカードは使えますか?, the particle は is used to mark "credit card" as the topic of your question. The particle か at the end transforms the statement into a question.

How do you pronounce it?

kurejitto kādo wa tsukaemasu ka?

Did you know?

  • When the clerk answers your question, they may use a gesture of crossing their arms in an 'X' shape to signal that cards are not accepted.
  • In Japan, if you pay with a credit card, the clerk will often place the card on a small plastic tray called a トレー instead of taking it directly from your hand.
  • The word クレジットカード is a 'loanword' from English and is written in 'katakana', a script used specifically for foreign words and sounds.

Examples in context

  • すみません、クレジットカードは利用できますか?
    Excuse me, can I use a credit card?
  • クレジットカードは使えますか?
    Kurejitto kādo wa tsukaemasu ka?
    Do you accept credit cards?
  • ここではクレジットカードは使えますか?
    Koko de wa kurejitto kādo wa tsukaemasu ka?
    Can I use a credit card here?

Example conversation

Hiyori is at a small cafe checkout counter.

  1. 蓮 Ren

    いらっしゃいませ。ご注文はお決まりですか?
    Irasshaimase. Go-chūmon wa okimari desu ka?
    Welcome. Have you decided what to order?
  2. 陽葵 Himari

    はい。あと、クレジットカードは使えますか?
    Hai. Ato, kurejitto kādo wa tsukaemasu ka?
    Yes. Also, do you accept credit cards?
  3. 蓮 Ren

    はい、もちろんです。こちらでお願いします。
    Hai, mochiron desu. Kochira de onegaishimasu.
    Yes, of course. Please use this machine.
  4. 陽葵 Himari

    ありがとうございます。
    Arigatō gozaimasu.
    Thank you very much.
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Annette Alma
Annette AlmaHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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