How to Say “Can I Use Credit Card?” in Japanese

クレジットカードは使えますか?
kurejitto kādo wa tsukaemasu ka?
The English phrase "can I use credit card?" is translated into Japanese as クレジットカードは使えますか? (kurejitto kādo wa tsukaemasu ka?)
This phrase is a question used to ask if a business accepts credit cards as a form of payment.

What does it mean word for word?

クレジットカード is a loanword from English, written in katakana as kurejitto kādo, meaning "credit card".

Which one should you use?

While the default クレジットカードは使えますか? is a standard way to ask, you can shorten it to カードは使えますか? (Can I use a card?) to be more concise.

Is there a formal and an informal way to say it?

The default form クレジットカードは使えますか? is polite because it ends in the -masu ka form, making it appropriate for use with staff in shops and restaurants. For more formal situations, you can use クレジットカードを使うことはできますか? (May I use a credit card?) or クレジットカードを使用してもいいですか? (Is it acceptable to use a credit card?). In informal settings, you can use クレジットカード使ってもいい? (Can I use a credit card?) or クレジットカードで払ってもいい? (Can I pay with a credit card?).

How do you pronounce it?

kurejitto kādo wa tsukaemasu ka?

Did you know?

  • When paying by card in Japan, it is customary to present your card using both hands or place it on a small tray provided by the clerk rather than handing it over with one hand.
  • In many Japanese stores, you might see a sticker with the character 可 (ka) placed near a credit card logo, which is a shorthand way of saying 'permitted' or 'possible'.
  • In extremely formal settings, such as high-end hotels, you may hear the term 決済 (kessai) used, which refers to the formal 'settlement' or 'payment' of a transaction.

Examples in context

  • すみません、クレジットカードは使えますか?
    Excuse me, can I use a credit card?
  • クレジットカードは使えませんか?他の支払い方法はありますか?
    Can't I use a credit card? Do you have any other payment methods?
  • クレジットカードは使えますか?
    Kurejitto kādo wa tsukaemasu ka?
    Can I use a credit card?
  • ここではクレジットカードは使えますか?
    Koko de wa kurejitto kādo wa tsukaemasu ka?
    Can I use a credit card here?

Example conversation

Ren is at a cafe and wants to pay for his coffee.

  1. 蓮 Ren

    すみません、クレジットカードは使えますか?
    Sumimasen, kurejitto kādo wa tsukaemasu ka?
    Excuse me, can I use a credit card?
  2. 美咲 Misaki

    はい、使えますよ。
    Hai, tsukaemasu yo.
    Yes, you can use one.
  3. 蓮 Ren

    ありがとうございます。
    Arigatō gozaimasu.
    Thank you very much.
  4. 美咲 Misaki

    こちらこそ、ご利用ありがとうございます。
    Kochira koso, go-riyō arigatō gozaimasu.
    You're welcome, thank you for using our service.
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Eddie Bryan
Eddie BryanHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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