préstamo comercial
/pɾestamo komeɾθjal/from spelling rules
In Spanish, a business loan is called préstamo comercial.
The phrase refers to a sum of money borrowed by a company or entrepreneur to fund their business operations.
What does it mean word for word?
The phrase préstamo comercial is composed of préstamo (loan) and comercial (commercial or business).
Which one should you use?
While préstamo comercial is a standard term, you may encounter other variations such as préstamo para empresas (loan for companies) to describe the same concept.
Is it said differently in some regions?
In Spain, you can use Préstamo para Empresas or Crédito Empresarial. In Mexico, the phrases Crédito de Negocios and Préstamo para Negocios are used. In Argentina, the term Préstamo Comercial is common.
How does it change in a sentence?
To express the plural form, business loans, both the noun and the adjective must take the plural suffix '-s', resulting in préstamos comerciales.
How do you pronounce it?
/pɾestamo komeɾθjal/
Did you know?
- In Spanish, the word préstamo is used not only for money but also for lending a physical object, such as a book from a library.
- The word comercio can refer to the abstract global concept of 'trade' or to a physical 'shop' on a street corner.
- The word comercial is a direct descendant of the Latin 'merx', which refers specifically to goods or wares. This connects the modern concept of business funding back to the ancient movement of physical merchandise.
Examples in context
- La empresa solicitó un préstamo empresarial para expandir su cadena de distribución.The company requested a business loan to expand its distribution chain.
- Nuestra compañía obtuvo un crédito de negocio para adquirir maquinaria moderna.Our company obtained a business loan to acquire modern machinery.
- Solicité un préstamo comercial al banco para invertirlo en mi empresa de servicios.I requested a business loan from the bank to invest it in my service company.
- Solicité un préstamo comercial para expandir mi negocio.I applied for a business loan to expand my business.
- Necesitamos un préstamo comercial para la nueva sucursal.We need a business loan for the new branch.
- El banco aprobó nuestro préstamo comercial rápidamente.The bank approved our business loan quickly.
- Tengo que pagar el préstamo comercial este mes.I have to pay the business loan this month.
Example conversation
Alejandro and Elena are discussing their startup's finances in an office.
- Alejandro¿Ya solicitaste el préstamo comercial para la empresa?Have you applied for the business loan for the company yet?
- ElenaSí, Alejandro, ya envié todos los documentos.Yes, Alejandro, I already sent all the documents.
- AlejandroPerfecto, espero que nos den una buena tasa.Perfect, I hope they give us a good rate.
- ElenaYo también, eso ayudará mucho al negocio.Me too, that will help the business a lot.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
- Word origins: Wiktionary entries comercial, préstamo, CC BY-SA 4.0.
