transferencia ACH
/tɾansfeɾenθja at͡ʃ/from spelling rules
An ACH transfer in Spanish is transferencia ACH.
The term is used to describe an electronic fund transfer between banks in the United States.
Which one should you use?
While transferencia ACH is the standard term, Transferencia Electrónica ACH can also be used.
How do you pronounce it?
/tɾansfeɾenθja atʃ/
Did you know?
- While transferencia ACH refers specifically to the US system, Spanish speakers in Mexico use SPEI for a similar instant electronic transfer. Using ACH in Mexico might lead a banker to think you are talking about an international wire rather than a domestic one.
- Spanish speakers often use the verb abonar to describe funds landing in an account after a transferencia ACH. This is more precise than the English 'deposit' as it specifically implies a formal credit to a balance.
- Because 'ACH' is an acronym for 'Automated Clearing House', many Spanish-speaking banking professionals in the US will simply pronounce the letters in English rather than attempting a Spanish phonetic spelling.
Examples in context
- ¿Realizaste la transferencia ACH para el pago del alquiler?Did you make the ACH transfer for the rent payment?
- Sí, la transferencia bancaria por ACH se hizo ayer.Yes, the ACH bank transfer was made yesterday.
- ¿Puedes decirles que prefieres una transferencia por ACH?Can you tell them that you prefer an ACH transfer instead?
- La transferencia ACH tarda dos días.The ACH transfer takes two days.
- Necesito una transferencia ACH para el pago.I need an ACH transfer for the payment.
- ¿Confirmaste la transferencia ACH con el banco?Did you confirm the ACH transfer with the bank?
Example conversation
Lucía and Daniel are discussing a business payment at home.
- LucíaDaniel, ¿ya hiciste la transferencia ACH?Daniel, did you already make the ACH transfer?
- DanielSí, la transferencia ACH ya fue enviada.Yes, the ACH transfer was already sent.
- LucíaPerfecto, espero que llegue pronto.Perfect, I hope it arrives soon.
- DanielDebería estar en tu cuenta mañana.It should be in your account tomorrow.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
