How to Say “Bank Wire Transfer” in Spanish

transferencia bancaria
/tɾansfeɾenθja bankaɾja/from spelling rules
In Spanish, a bank wire transfer is called transferencia bancaria.
The term refers to an electronic transfer of funds from one bank account to another. You can specify the digital nature of the transaction by using transferencia electrónica, which is often used interchangeably with transferencia bancaria. To say 'to make a wire transfer', use the phrase hacer una transferencia.

What does it mean word for word?

The phrase transferencia bancaria is composed of transferencia (transfer) and bancaria (banking/bank-related).

Which one should you use?

In many banking contexts, transferencia electrónica is used interchangeably with transferencia bancaria to specify the digital nature of the transaction.

Is it said differently in some regions?

In Mexico and some Central American countries, the term Transferencia Electrónica is used to refer to a bank wire transfer. In certain South American countries like Argentina and Uruguay, the term Giro Bancario may be used for a bank wire transfer.

How does it change in a sentence?

The plural form is transferencias bancarias, where both the noun and the adjective are pluralized.

How do you pronounce it?

/tɾansfeɾenθja bankaɾja/

Did you know?

  • The word giro used in some regions for a transfer originates from the idea of 'turning' or 'rotating' money through a system.
  • While transferencia means 'transfer', it is also the word used in Spanish for a 'transfer' in sports, such as moving a player from one football club to another.
  • In Spain, you might see the term transferencia inmediata for a wire transfer that clears instantly, as traditional transferencias bancarias can take several business days to process.

Examples in context

  • Necesito realizar una transferencia bancaria a esta cuenta.
    I need to make a bank wire transfer to this account.
  • Necesito hacer una transferencia bancaria.
    I need to make a bank wire transfer.
  • La transferencia bancaria tardará dos días.
    The bank wire transfer will take two days.
  • Confirme los datos para la transferencia bancaria.
    Confirm the details for the bank wire transfer.

Example conversation

Mateo is asking Lucía about a payment for a service.

  1. Mateo

    ¿Puedo pagar mediante transferencia bancaria?
    Can I pay via bank wire transfer?
  2. Lucía

    Sí, Mateo, es un método muy seguro.
    Yes, Mateo, it is a very secure method.
  3. Mateo

    ¿Me envías tu número de cuenta?
    Will you send me your account number?
  4. Lucía

    Claro, te lo envío ahora mismo.
    Of course, I will send it to you right now.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
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Blake Charles
Blake CharlesHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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