振込
furikomi
The Japanese phrase for 'transfer money' is 振込 (furikomi).
振込 refers to the act of moving funds from one bank account to another. While 振込 is a standard term, you may also encounter 送金, which emphasizes the action of sending money and is often used for international money transfers.
What does it mean word for word?
The noun 振込 is derived from the verb 振り込む (furikomu), which literally means 'to shake/swing into' or 'to deposit/transfer'.
Which one should you use?
There are nuances depending on the type of transfer: 振込 is more common for transfers between different banks, while 振替 is often used specifically for transfers between accounts within the same bank. Additionally, 送金 is used when the emphasis is on the act of sending money, particularly for international transactions.
How does it change in a sentence?
振込 is the noun form used for 'a bank transfer,' but you should use the verb form 振り込む (furikomu) when you want to express the action of transferring money.
How do you pronounce it?
furikomi
Did you know?
- Many Japanese people use コンビニ振込, which allows them to transfer money via a touch-screen kiosk at a convenience store without ever visiting a traditional bank branch.
- The verb 振り込む uses the kanji 振, which also appears in 振り子 meaning 'pendulum', reflecting the 'swinging' motion mentioned in the literal meaning.
- In Japan, the sender often pays the 振込手数料 or transfer fee, but in some business contracts, it is explicitly stipulated that the sender must bear this cost.
Examples in context
- 銀行口座にお金を振り込みたいです。I would like to transfer money to a bank account.
- 外国へお金を送金したいです。I would like to send money to a foreign country.
- 友達にお金を送りたいんだけど、どうやって送ればいい？I want to send money to my friend, but how should I do it?
- 弟の銀行口座にお金を振り込んであげるよ。I'll transfer money to my younger brother's bank account.
- ネットで振込ができます。Netto de furikomi ga dekimasu.You can transfer money online.
- 振込の手数料はいくらですか？Furikomi no tesuryo wa ikura desu ka?How much is the transfer fee?
- 今日、振込を済ませました。Kyo, furikomi o sumasemashita.I finished the money transfer today.
Example conversation
Daiki and Himari are discussing a payment for a group gift.
- 大翔 Hiroto代金は振込でいいですか？daikin wa furikomi de ii desu ka?Is a bank transfer okay for the payment?
- 陽葵 Himariはい、振込でお願いします。hai, furikomi de onegaishimasu.Yes, please do it by transfer.
- 大翔 Hiroto口座番号を教えてください。kouza bangou o oshiete kudasai.Please tell me your account number.
- 陽葵 Himari今からメールで送りますね。ima kara meeru de okurimasu ne.I will send it by email now.
