How to Say "Line of Credit" in French

marge de crédit

The English phrase 'line of credit' is translated into French as marge de crédit.

Meaning: financial agreement (noun)

What does it mean word for word?

The term marge de crédit literally translates to 'margin of credit'.

In Canada, marge de crédit is the standard term used to refer to a line of credit.

The word crédit is a direct linguistic cousin to the English word 'creed', as both stem from the Latin root meaning 'to believe' or 'to trust'.
While marge de crédit is the standard in Canada, using it in a French bank in Europe might lead a teller to think you are discussing a 'profit margin' rather than a loan.
In France, you will often hear the English word 'revolving' used directly in the term crédit revolving instead of a French equivalent.

J'ai obtenu une ligne de crédit auprès de ma banque pour financer mon projet.
I secured a line of credit from my bank to finance my project.
La banque m'a proposé un crédit rotatif pour mes besoins de trésorerie.
The bank offered me a revolving line of credit for my cash flow needs.
J'utilise un crédit renouvelable pour faire des achats en ligne.
I use a line of credit for online purchases.
Je vais demander une marge de crédit pour gérer mes dépenses personnelles.
I am going to apply for a line of credit to manage my personal expenses.
J'ai besoin d'une marge de crédit pour mon entreprise.
I need a line of credit for my business.
La banque a approuvé sa marge de crédit.
The bank approved her line of credit.
Sa marge de crédit est presque épuisée.
His line of credit is almost exhausted.

Nathan and Emma are discussing their bank accounts.

Nathan

As-tu besoin d'une marge de crédit, Emma ?
Do you need a line of credit, Emma?
Emma

Oui, pour rénover la cuisine.
Yes, to renovate the kitchen.
Nathan

Je peux t'aider avec la banque.
I can help you with the bank.
Emma

C'est gentil, merci Nathan !
That's kind, thanks Nathan!

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