acreedor prendario
/akɾeedoɾ pɾendaɾjo/from spelling rules
The English phrase "lienholder" is translated into Spanish as acreedor prendario.
In legal and financial contexts, acreedor prendario is used to describe a party that holds a security interest in an asset.
Meaning: person who has right of property (noun)
What does it mean word for word?
The term is composed of acreedor (creditor) and prendario (relating to a pledge or collateral).
How does it change in a sentence?
If the lienholder is a female individual, both the noun and the adjective change to the feminine form: acreedora prendaria.
How do you pronounce it?
/akɾeedoɾ pɾendaɾjo/
Did you know?
- The root of prendario comes from prenda, which in modern Spanish can mean 'pledge' or 'collateral' but is also a common word for a 'garment' or 'piece of clothing'.
- Although acreedor prendario is the precise term, people often use gravamen to describe a lien, a word derived from the Latin term for a 'burden'.
- In some jurisdictions, a 'possessory lien' is called prenda con desplazamiento, meaning the collateral is physically moved or 'displaced' to the creditor.
Examples in context
- De acuerdo con la ley, el titular del gravamen tiene derechos sobre la propiedad en cuestión.According to the law, the lienholder has rights over the property in question.
- El banco es mi acreedor prendario hasta que pague mi préstamo de auto.The bank is my lienholder until I pay my car loan.
- El tenedor de la hipoteca debe ser notificado antes de cualquier transferencia de propiedad.The mortgage holder must be notified before any transfer of property.
- El banco actúa como acreedor prendario del coche.The bank acts as the lienholder of the car.
- Necesito contactar al acreedor prendario para el título.I need to contact the lienholder for the title.
- El acreedor prendario tiene un derecho sobre la propiedad.The lienholder has a right to the property.
Example conversation
Sofía and Javier are discussing paperwork for a car loan.
- Sofía¿Quién aparece como acreedor prendario en el contrato?Who appears as the lienholder in the contract?
- JavierEs la entidad financiera que nos prestó el dinero.It is the financial institution that lent us the money.
- SofíaEntiendo, entonces ellos tienen el derecho sobre el vehículo.I see, so they have the right to the vehicle.
- JavierExacto, hasta que terminemos de pagar la deuda.Exactly, until we finish paying the debt.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
