What does it mean word for word?
The phrase is composed of several parts: 銀行 (ginkō) meaning "bank", 口座 (kōza) meaning "account" and the verb phrase 開設したい (kaisetsu shitai). This verb phrase combines 開設 (kaisetsu), meaning "opening/establishment", with the desiderative form 〜たい (tai), which means "want to".
Is there a formal and an informal way to say it?
If you wish to express a softer intention, such as "I am thinking of opening a bank account," you can use the formal 銀行口座を開設したいと思っています. Conversely, in a very casual setting, one might say 銀行口座開設したいんだけど、教えてよ! (I want to open a bank account, so please tell me!).
How does it change in a sentence?
The phrase uses the particle を (o) to mark the direct object, which in this case is the bank account.
How do you pronounce it?
ginkō kōza o kaisetsu shitai desu
Did you know?
- The word 口座 (kōza), meaning 'account', literally translates to 'the seat of the mouth' or 'the place of the mouth'. This is a linguistic relic from when financial records were read aloud or recorded in specific ledger positions.
- In Japan, your signature is often not enough to open an account. Many banks require a hanko, which is a personal seal carved from wood or stone used as a legal substitute for a signature.
- In Japan, you may find that some bank accounts are restricted by the 'six-month rule'. If you try to open an account at a branch far from your home, the bank may refuse you or freeze the account if you cannot prove a local connection.
Examples in context
- 銀行口座を開設したいです。ginkou kouza o kaisetsu shitai desu.I want to open a bank account.
- 新しく銀行口座を開設したいです。atarashiku ginkou kouza o kaisetsu shitai desu.I want to open a new bank account.
- 給料のために銀行口座を開設したいです。kyuuryou no tame ni ginkou kouza o kaisetsu shitai desu.I want to open a bank account for my salary.
Example conversation
Yui is at the bank counter and Ren is the bank employee.
- 結衣 Yuiすみません、銀行口座を開設したいです。sumimasen, ginkou kouza o kaisetsu shitai desu.Excuse me, I want to open a bank account.
- 蓮 Renかしこまりました。本人確認書類はありますか?kashikomarimashita. honnin kakunin shorui wa arimasu ka?Understood. Do you have identification documents?
- 結衣 Yuiはい、免許証を持っています。hai, menkyoshou o motte imasu.Yes, I have my driver's license.
- 蓮 Renありがとうございます。では、こちらへどうぞ。arigatou gozaimasu. dewa, kochira e douzo.Thank you. Please, come this way.