क़र्ज़
qarz/qəɾz/masculine
The English word debt is translated into Hindi as क़र्ज़ (qarz) or ऋण.
Meaning: money that one person or entity owes or is required to pay to another (noun)
Ways to say it
| Hindi | Romanization (Wiktionary) | IPA | Note |
|---|---|---|---|
| क़र्ज़ | qarz | /qəɾz/ (Hindi, Standard) /kəɾd͡ʒ/ (Hindi, Standard) |
masculine |
| ऋण | ŕṇ | /ɾɪɳ/ (Hindi, Standard) | masculine |
Both terms refer to money that one person or entity owes or is required to pay to another.
Which one should you use?
क़र्ज़ is the more common, everyday word for debt used in conversation, whereas ऋण is a formal or technical term often used in banking, economics or official documents.
How does it change in a sentence?
Both क़र्ज़ and ऋण are masculine nouns.
How do you pronounce it?
The pronunciation of क़र्ज़ is qarz.
Did you know?
- While क़र्ज़ refers to financial debt, the word ऋण is used in Hindu philosophy to describe cosmic debts, such as the 'debt to one's ancestors' that must be repaid through spiritual practice.
- The sound 'q' in क़र्ज़ is represented by a special dot called a 'nuqta' under the letter 'ka', which tells the speaker to produce a deep, guttural sound from the throat.
- The word क़र्ज़ is actually a traveler from the Middle East, having entered Hindi via Persian from the original Arabic root.
Examples in context
- मेरे ताऊजी क़र्ज़ में दब रहे है।My uncle is drowning in debt.This sentence uses क़र्ज़ to describe someone being overwhelmed by debt.
- राष्ट्रीय ऋण बढ़ रही है।The national debt is growing.This sentence uses ऋण to refer to national debt.Tatoeba #3625233 by sabretou, translation #680641 by Source_VOA
- अपने ऋण को कम करने के लिये क्या करना चाहिए?What should you do to decrease your debt?This sentence uses ऋण to ask about reducing debt.Tatoeba #3625235 by sabretou, translation #680642 by Source_VOA
- मुझे ५ लाख रुपये का क़र्ज़ लेना है।I need to borrow a loan of five lakh rupees.
- हमारे बीच कोई भी क़र्ज़ नहीं है।We don't have any debt between us.
Example conversation
Vikas and Pooja are discussing their finances.
- विकास Vikasक्या तुम अभी भी क़र्ज़ में हो?Kya tum abhi bhi qarz mein ho?Are you still in debt?
- पूजा Poojaहाँ, मुझे थोड़ा क़र्ज़ चुकाना है।Haan, mujhe thoda qarz chukana hai.Yes, I have to pay back some debt.
- विकास Vikasक्या मैं तुम्हारी मदद कर सकता हूँ?Kya main tumhari madad kar sakta hoon?Can I help you?
- पूजा Poojaनहीं विकास, मैं इसे खुद संभाल लूँगी।Nahi Vikas, main ise khud sambhal loongi.No Vikas, I will handle it myself.
Sources
- Wiktionary, “debt” translations and entries क़र्ज़, ऋण, CC BY-SA 4.0, dump of 2026-09-26.
- Word origins: Wiktionary entries ऋण, क़र्ज़, CC BY-SA 4.0.
- Example sentences: Wiktionary CC BY-SA 4.0, Tatoeba CC BY 2.0 FR.
