valor en efectivo del seguro de vida
/baloɾ en efeɡtibo del seɡuɾo de bida/from spelling rules
The English phrase "cash value of life insurance" is translated into Spanish as valor en efectivo del seguro de vida.
This phrase refers to the amount of money saved in a life insurance policy that the policyholder can withdraw or borrow.
What does it mean word for word?
The phrase valor en efectivo is a literal translation where valor means value and en efectivo means in cash.
Which one should you use?
While valor en efectivo del seguro de vida describes the accumulated savings, the term valor de rescate is often used in many Spanish-speaking insurance contexts to refer to the amount available when a policy is surrendered or cancelled.
How does it change in a sentence?
Adding the definite article el at the beginning is necessary when referring to a specific policy's cash value to form el valor en efectivo del seguro de vida.
Did you know?
- While en efectivo is a common way to say 'in cash', using it for insurance values might sound like you are asking for physical banknotes rather than a bank transfer.
- While 'cash' is part of the English phrase, the Spanish term valor de rescate is often preferred because it frames the money as being 'rescued' from the insurance contract.
- The word efectivo is used for 'cash' in this phrase, but in administrative contexts it often means 'actual' or 'effective', as seen in the term fecha efectiva for an 'effective date'.
Examples in context
- El valor en efectivo del seguro de vida aumenta a medida que el titular abona las primas durante el plazo del contrato.The cash value of life insurance increases as the policyholder pays premiums during the contract term.
- La empresa aseguradora proporcionará información actualizada sobre el valor monetario del seguro de vida a sus clientes.The insurance company will provide updated information on the cash value of life insurance to its clients.
- ¿Sabías que el seguro de vida tiene un valor en efectivo? Al final del contrato, podrías recibir ese dinero.Did you know that life insurance has a cash value? At the end of the policy, you could receive that money.
- Quiero saber el valor en efectivo del seguro de vida.I want to know the cash value of the life insurance.
- El valor en efectivo del seguro de vida es bastante alto.The cash value of the life insurance is quite high.
- Revisamos el valor en efectivo del seguro de vida hoy.We are reviewing the cash value of the life insurance today.
Example conversation
Elena and Mateo are discussing their financial planning at home.
- Elena¿Sabes cuánto es el valor en efectivo del seguro de vida?Do you know how much the cash value of the life insurance is?
- MateoCreo que es suficiente para pagar la deuda.I think it is enough to pay the debt.
- ElenaDeberíamos llamar al agente para confirmarlo.We should call the agent to confirm it.
- MateoTienes razón, lo haré mañana.You are right, I will do it tomorrow.
Sources
- IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
