How to Say “Cash or Card” in French

espèces ou carte
The phrase "cash or card" in French is translated as espèces ou carte.
This phrase is a question typically used by a cashier to determine how a customer intends to pay for a purchase. When you are responding to this question, you can say par carte to indicate you are paying "by card".

Which one should you use?

While espèces ou carte is the standard short form, you may encounter the more complete version espèces ou carte bancaire, where carte is expanded to carte bancaire to specifically mean a bank card.

How does it change in a sentence?

When describing the method of payment, the word espèces is often preceded by the preposition en, as in en espèces (in cash).

What mistakes should you avoid?

Avoid using the word argent (money) when asking this question. English speakers might mistakenly say argent ou carte, but espèces is the standard term for physical cash in a retail transaction.

Did you know?

  • While English speakers often say 'cash', the French word espèces literally translates to 'species', referring to 'specie' or minted coins and metal currency.
  • The word carte is a cognate of the English word 'charter', as both derive from the Latin word for paper.
  • In some French-speaking regions, particularly in parts of Africa, you might hear the term liquide used instead of espèces to refer to cash, much like the English slang 'liquid cash'.

Examples in context

  • Est-ce que je peux payer en espèces ou par carte ?
    May I pay in cash or by card?
  • Puis-je régler en espèces ou par carte de crédit ?
    Can I settle in cash or by credit card?
  • Je voudrais savoir si je peux payer soit en espèces soit par carte.
    I would like to know if I can pay either in cash or by card.
  • Je peux payer en cash ou avec ma carte ?
    Can I pay in cash or with my card?
  • Puis-je régler en espèces ou avec ma carte de crédit ?
    Can I settle in cash or with my credit card?
  • Je peux payer en liquide ou par carte ?
    Can I pay in cash or by card?

Example conversation

Léa is paying for a coffee at a café.

  1. Gabriel

    C'est trois euros, s'il vous plaît. Espèces ou carte ?
    That's three euros, please. Cash or card?
  2. Léa

    Je vais payer par carte.
    I will pay by card.
  3. Gabriel

    Très bien, posez votre carte ici.
    Very well, place your card here.
  4. Léa

    Merci beaucoup, Gabriel.
    Thank you very much, Gabriel.

Sources

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Maddison Miranda
Maddison MirandaHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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