suscripción
/suskɾibˈθjon/
The English word 'underwriting' is translated into Spanish as suscripción.
In the context of finance and insurance, suscripción is the standard term used to describe the process of underwriting.
Meaning: The act of something being underwritten financially (noun)
Which one should you use?
While suscripción is the standard term, Valoración de Riesgo can also be used to mean underwriting in specific contexts, particularly in Spain.
Is it said differently in some regions?
Suscripción is commonly used in Latin America, while Valoración de Riesgo is a formal term used in certain contexts in Spain.
How does it change in a sentence?
The noun suscripción is feminine. Therefore, if you use the definite article, it must be la suscripción.
How do you pronounce it?
/suskɾibˈθjon/
Did you know?
- While suscripción refers to financial underwriting, it is also the everyday word for 'subscription' when signing up for a magazine or streaming service.
- The verb form suscribir is used not only for underwriting and subscriptions but also to express formal agreement with an opinion or statement.
- In historical contexts, suscripción referred to the act of signing one's name at the bottom of a document to pledge a donation to a public project.
Examples in context
- La aseguradora está en proceso de aseguramiento del nuevo cliente.The insurance company is in the process of underwriting the new client.
- Voy a contactar al departamento de suscripción para obtener información sobre las tarifas de seguro.I'm going to contact the underwriting department to get information about insurance rates.
- La valoración de riesgo es fundamental para determinar la prima de seguro.Risk underwriting is crucial to determine the insurance premium.
- La suscripción de este préstamo es muy compleja.The underwriting of this loan is very complex.
- Necesitamos revisar la suscripción de la póliza de seguro.We need to review the underwriting of the insurance policy.
- La suscripción del riesgo tomó mucho tiempo.The underwriting of the risk took a long time.
Example conversation
Alejandro and María are discussing a banking process in an office.
- AlejandroMaría, ¿cómo va la suscripción de la nueva hipoteca?María, how is the underwriting of the new mortgage going?
- MaríaTodavía estamos analizando los documentos, Alejandro.We are still analyzing the documents, Alejandro.
- AlejandroEspero que la suscripción sea rápida esta vez.I hope the underwriting is fast this time.
- MaríaHaremos lo posible para terminarla pronto.We will do our best to finish it soon.
Sources
- Pronunciation: Wiktionary entry suscripción, CC BY-SA 4.0, dump of 2026-09-26.
