How to Say “Save Money” in Japanese

Are you interested in learning how to say “save money” in Japanese? Whether you plan to travel to Japan, communicate with Japanese friends or colleagues, or simply want to expand your language skills, this guide will help you master this useful phrase.

Formal Ways to Say “Save Money”

When it comes to formal situations, such as in business or official settings, it is important to use polite language. Here are a few formal phrases you can use to say “save money” in Japanese:

  1. Money o tasukeru: This phrase translates to “to save money.” It is a formal expression commonly used in polite conversations.
  2. Chochiku suru: This phrase means “to economize” or “to be frugal.” It has a slightly formal tone and is often used in more professional environments.
  3. Kane o chitsuku: This expression directly translates to “to accumulate money” and can be used to convey the idea of saving money. It is often used in formal discussions or written materials.
  4. Kane o tessoku suru: This phrase means “to save money” and is considered quite formal. It implies putting money aside for future use or creating financial stability.

Informal Ways to Say “Save Money”

In informal situations, when you are speaking with friends or family members, you can use more casual language. Here are a few informal phrases to express “save money” in Japanese:

  1. O-kane o kuu: This phrase literally means “to eat money” but it is commonly used to say “to save money.” It has a casual and playful tone, making it suitable for conversations with close acquaintances.
  2. Kuregure o toru: This expression translates to “to take breaks.” It is an informal way to discuss the idea of saving money and spending it wisely.
  3. Kasu o tamemaru: This phrase means “to accumulate cash” and can be used to convey the concept of saving money. It is used conversationally among friends and family.

Tips and Examples for Saving Money in Japan

Now that you know how to say “save money” in both formal and informal ways, let’s explore some tips and examples to help you effectively save money in Japan:

1. Budgeting:

Creating a budget is essential for managing your finances. Use the phrase “keizai yosan” (economic budget) to ask for advice on budgeting in Japanese. For example, you can say:

“Keizai yosan ni tsuite no soudan o shitai desu. Do you have any advice on budgeting?”

This phrase shows your desire to learn and seek guidance on managing your finances efficiently.

2. Shopping Smartly:

To express your intention to shop wisely or frugally, you can use the word “setsuyaku” which means “savings” or “economy.” Combine it with the verb “suru” (to do) to say “save money while shopping.” For example:

“Dokode mo setsuyaku shinai you ni, shinbun no chirashi o check shite imasu. I’m checking newspaper flyers to save money everywhere I go.”

This example demonstrates your effort to find bargains and make smart purchasing decisions.

3. Cutting Expenses:

If you want to convey the idea of reducing expenses or cutting costs, you can use the phrase “yohi o kiru.” For instance, you can say:

“Esa o tsukau no o yohi o kiru tame ni, at home de tabemono o tsukurou tsumori desu. I plan on cooking at home to cut down on food expenses.”

This example shows your intention to save money by preparing meals at home instead of eating out.

4. Saving for the Future:

If you wish to express the idea of saving money for future goals or emergencies, you can use the phrase “shōrai no tame ni” (for the future). For example:

“Shōrai no tame ni kane o chokucho shiteimasu. I am saving money for the future.”

This statement conveys your commitment to long-term financial planning and stability.

Remember, these examples are versatile and can be adapted to suit your personal circumstances and goals. The key is to communicate your intentions clearly and politely to ensure effective understanding.

Learning how to say “save money” in Japanese opens up doors for meaningful conversations about personal finance, frugality, and economic challenges. By mastering these phrases and implementing the tips shared above, you are on your way to achieving financial success while developing your language skills!

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