How to Say “Promissory Notes” in Spanish

pagarés
/paɡaɾes/from spelling rules
The English phrase 'promissory notes' is translated into Spanish as pagarés.
This phrase refers to written documents containing a signed promise to pay a specific sum of money to a person or organization at a future date.

Is it said differently in some regions?

In Argentina, the term pagaré is prevalent.

How does it change in a sentence?

The singular form of the phrase is pagaré. When referring to a single promissory note, use the masculine singular article un pagaré.

How do you pronounce it?

/paɡaɾes/

Did you know?

  • In old Spanish handwriting, the signature on a pagaré was often reinforced with a rúbrica, an elaborate flourish or personalized squiggle that served as a security feature before modern IDs.
  • While pagarés are legal documents, in colloquial Spanish, the verb pagar is used in the phrase pagar los platos rotos, meaning to take the blame for something someone else did.
  • In some Spanish-speaking countries, a pagaré is often accompanied by a aval, which is a third-party guarantor who signs the document to ensure the debt is covered if the primary signer fails.

Examples in context

  • ¡No puedo ir al concierto contigo esta noche, pero te puedo dar un pagaré!
    I cannot go to the concert with you tonight, but I can give you an IOU!
  • Necesitamos firmar los pagarés hoy mismo.
    We need to sign the promissory notes today.
  • El banco revisó todos los pagarés.
    The bank reviewed all the promissory notes.
  • Guardó los pagarés en la caja fuerte.
    He kept the promissory notes in the safe.

Example conversation

Lucía and Daniel are discussing their business debts.

  1. Lucía

    Daniel, ¿ya pagaste los pagarés del mes?
    Daniel, did you already pay this month's promissory notes?
  2. Daniel

    Sí, Lucía, ya los liquidé ayer.
    Yes, Lucía, I already settled them yesterday.
  3. Lucía

    Perfecto, entonces no tenemos más deudas pendientes.
    Perfect, then we have no more outstanding debts.
  4. Daniel

    Exacto, ya no quedan pagarés por pagar.
    Exactly, there are no more promissory notes to pay.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
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Sabrina Lillian
Sabrina LillianHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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