How to Say “Policyholder” in Spanish

tomador del seguro
/tomadoɾ del seɡuɾo/from spelling rules
The Spanish word for policyholder is tomador del seguro.
The term refers to the person who holds an insurance policy. You may also encounter the formal term Asegurado/a.
Meaning: person who holds an insurance policy (noun)

What does it mean word for word?

The phrase is composed of tomador, meaning taker or holder and del seguro, meaning of the insurance.

Which one should you use?

If the policyholder is female, you should use tomadora del seguro. For more than one person, use the plural form tomadores del seguro.

Is it said differently in some regions?

In Spain, the term contratante is commonly used to refer to the policyholder.

How does it change in a sentence?

Use tomador del seguro for a male and tomadora del seguro for a female. To express plurality, use tomadores del seguro.

How do you pronounce it?

/tomadoɾ del seɡuɾo/

Did you know?

  • The root of seguro comes from the Latin 'sēcūrus', which literally means 'without care' or 'free from anxiety'.
  • While tomador means 'taker' in this context, the verb tomar is used in Spanish for a wide range of actions including drinking, taking a taxi and taking an exam.
  • In Spanish legal contexts, the tomador (the person paying) and the asegurado (the person covered) can be two different people.

Examples in context

  • El asegurado tiene derecho a presentar una reclamación
    The policyholder has the right to file a claim
  • El tomador del seguro deberá proporcionar la información requerida
    The policyholder must provide the requested information
  • Mi hermana es la asegurada del automóvil
    My sister is the policyholder of the car
  • Mi papá es el titular del seguro médico
    My dad is the policyholder of the health insurance
  • El contratante del seguro de vida debe pagar las primas mensuales
    The policyholder of the life insurance must pay the monthly premiums
  • El tomador del seguro debe firmar el contrato.
    The policyholder must sign the contract.
  • ¿Quién es el tomador del seguro de este coche?
    Who is the policyholder of this car?
  • Necesitamos los datos del tomador del seguro.
    We need the policyholder's details.

Example conversation

Elena and Javier are at an insurance office.

  1. Elena

    Hola, quiero actualizar mi póliza.
    Hello, I want to update my policy.
  2. Javier

    Claro, ¿usted es el tomador del seguro?
    Sure, are you the policyholder?
  3. Elena

    Sí, soy yo. Aquí tiene mi identificación.
    Yes, it's me. Here is my ID.
  4. Javier

    Gracias, Elena. Ahora podemos empezar.
    Thank you, Elena. Now we can start.

Sources

  • IPA marked “from spelling rules” is derived from standard Spanish spelling, where Wiktionary gives none.
  • Word origins: Wiktionary entries del, seguro, tomador, CC BY-SA 4.0.
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Sonia Maddison
Sonia MaddisonHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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