How to Say “Pay by Card” in German

mit Karte zahlen
/mɪt ˈkartə ˈtsaːln̩/word by word
To pay by card in German is mit Karte zahlen.
This phrase is used to describe using a credit or debit card for goods or services instead of using cash. In a shop, you might see the noun Kartenzahlung (card payment) on signs to indicate that card payments are accepted. If you want to be brief while asking if a method is possible, you can simply say mit Karte.

What does it mean word for word?

The phrase literally translates to to pay with card.

How does it change in a sentence?

The verb bezahlen can be used interchangeably with zahlen in this context.

How do you pronounce it?

/mɪt ˈkartə ˈtsaːln̩/

Did you know?

  • While mit Karte zahlen is the standard phrase, Germany has a strong cultural preference for cash, and small shops or cafes may still refuse card payments entirely.
  • In many German restaurants, the waiter will ask Zusammen oder getrennt?, meaning 'Together or separately?' This is the standard follow-up after you say you want to zahlen.
  • The word Karte originally referred to a 'stiff sheet of paper'. This is why the same word is used for a payment card, a map and a playing card.

Examples in context

  • Kann ich mit Karte zahlen?
    Can I pay by card?
    This sentence is useful for asking if it is possible to use a card.
    Tatoeba #912341 by Sudajaengi, translation #8758473 by deniko
  • Ja, ich würde gerne mit Karte bezahlen, bitte.
    Yes, I would like to pay by card, please.
  • Nein, ich zahle am liebsten mit Karte.
    No, I prefer paying with a card.
  • Ich möchte bitte mit Karte zahlen.
    I would like to pay by card, please.
  • Wir können hier nur mit Karte zahlen.
    We can only pay by card here.

Example conversation

Laura and Maximilian are at a cafe.

  1. Laura

    Kannst du die Rechnung mit Karte zahlen, Maximilian?
    Can you pay the bill by card, Maximilian?
  2. Maximilian

    Ja, das mache ich gerne.
    Yes, I'm happy to do that.
  3. Laura

    Super, ich habe nämlich kein Bargeld dabei.
    Great, because I don't have any cash with me.
  4. Maximilian

    Kein Problem, ich übernehme das.
    No problem, I'll take care of it.

Sources

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Millie Deanna
Millie DeannaHelp make this guide better. Spot a mistake, know another way to say it, or have an example from real life? Share it below.
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